Fact: I have a weakness for money management software. Kind of like how some people have a thing for shoes, but way dorkier.
I’ve tried numerous budgeting programs, most recently Pocketsmith and Budgetpulse, and given up. (Don’t talk to me about Excel. I have a pathological fear of spreadsheets.) Whether they have too many bells and whistles, a lack of flexibility to organise things weekly rather than monthly, or a system that I just can’t figure out, none of them have ever clicked with me.
I’m just not dedicated enough to get that deep into it. And now that I know and accept that I’m not cut out for detailed tracking tools, I’m going to instigate a selfimposed ban on myself. No longer will I be seduced by colourful charts and promises of fancy whizbang dashboards and integrated calculators.
I’m sticking with planning my spending with SimpleD, and breaking it down monthly with my online banking transaction tracker. It’s a rather haphazard way to run things (the same could be said for, well, everything else in my life) but it seems to work for me.
What do you use to manage your money?