I have a slight obsession with money. I’m also very nosey. So when Well-Heeled brought CNN’s Super Savers series to my attention, I immediately clicked over. Seeing how others spend (or don’t spend) their dosh? Paradise.
Some of those featured managed to sock away some serious dough, whether it was 35 per cent or a whopping 60 per cent. But Nicole’s story was the one which really resonated with me.
Nicole is a master of the long wait. She regularly holds off for three to six months before buying anything that costs more than $100, and she never spends more than $30 without first checking with Mitch (he does the same). She once put off buying a $3.99 ringtone for her cell phone for weeks to see if she really wanted it. And when she saw a $195 pair of earrings she liked, she trimmed the grocery budget for five months to find the cash. “I usually mentally buy something before I actually do it.”
That one sentence pretty much sums up my entire money philosophy. Aside from, obviously, rent, bills and food, I don’t spend on very much else. (In my humble opinion. Yours may differ. I don’t usually go out to bars, movies or on shopping sprees. I have spent a ludicrous amount on concert tickets in the last three months, but a) I’ve never been to one before; b) I’m selling two of them, since I managed to snag better passes; and c) another two were purchased as birthday gifts for friends.
It’s very rare that I ever buy something I see in the stores the first time I see it. I browse other shops and check all my options, and think about whether I can picture the item fitting into my wardrobe/lifestyle. I think it all comes down to two things: I’m a planner, and a control freak. And to me, there’s not a lot that’s worse than buyer’s regret.