Money matters. Let’s not pretend otherwise.
In my experience, the only people who say money doesn’t matter are either well and truly financially set – or have no money and never will. Their motivations are different but they’re both wrong. Money matters … even if we don’t like to talk about it.
“You say money isn’t everything, but I’d like to see you live without it” – Silverchair
You could call this a personal finance blog, but it’s just as much about the emotional side of money as it is the practical. I’m fascinated by money and relationships. So many of us have unhealthy relationships with our finances, and with other people, at some point in our lives. Money can also seriously impact our personal relationships (saver married to a spender, holler). Like it or not, money underpins the capitalist society we live in.
I’ve experienced the heavy toll that money troubles can have on relationships. I’ve experienced the freedom and lightness that financial peace of mind brings. All things being equal, I’d take the money every time.
My money story
I left home young and struck out on my own financially, which shapes basically everything about my approach to money. I’m a saver who’s always had multiple streams of income to some degree, and have doubled my income since starting my career. (That said, I’m allergic to maths and terrified of Excel. But you don’t have to be good with numbers and spreadsheets to be good with money…)
In 2012 the travel bug hit hard, and I stumbled across the RTW travel blog community. After years of hustling, in 2013 I got hitched and took six months off to live my travel dream. Along with T (who merits the occasional mention around here as probably the only person in the world who can deal with my neuroses and frequent bouts of hangriness), we lived out of our backpacks and made our way around the world in – more or less – 180 days. Yeah, I still can’t quite believe that happened, either.
In November 2013, we touched down back home in Auckland, a city that’s great to live in most of the time. (For a totally accurate picture of what life in New Zealand is like, may I point you towards this Reddit thread and this Buzzfeed post?) I love travel but have no wish to travel full-time. Proof: I bought a house in 2016 and it’s the best thing ever.
Dreams are free. Making them happen? Not so much.
Real talk on money and life
Much as I love saving money (a dollar saved is a dollar earned and you won’t be taxed on it) I’ve also discovered the power of earning more along the way and it’s been a game changer. Money means options. And to a worrier like me, it means security and peace of mind.
So if you’re after real talk about the neverending quest for balance and the numbers involved in making dreams into reality – look no further. For starters:
- Money vs passion: Careers, compromise and capitalism
- What it costs to travel around the world: Two people, six months
- Life with a mortgage: The real numbers
- Financial blind spots: We all have them (and these are mine)
- When she makes more: On being a female breadwinner