“You say money isn’t everything, but I’d like to see you live without it” – Silverchair
In my experience, the only people who say money doesn’t matter are either well and truly financially set – or have no money and never will. Their motivations are different but they’re both wrong. Money matters … even if we don’t like to talk about it.
Personally, I’d like to get to the point where money does stop mattering (though hopefully without forgetting where I came from).
My money story
I left home young and struck out on my own financially, which shapes basically everything about my approach to money. In late 2007 I started reading personal finance blogs, which led me to start tracking our spending and budgeting.
In 2012 the travel bug hit hard, and I stumbled across the RTW travel blog community. After years of hustling and saving, in 2013 I got hitched and took six months off to live my travel dream. Along with T (who merits the occasional mention around here as probably the only person in the world who can deal with my neuroses and frequent bouts of hangriness), we lived out of our backpacks and made our way around the world in – more or less – 180 days. Yeah, I still can’t quite believe that happened, either.
In November 2013, we touched down back home in Auckland, a city that’s great to live in most of the time. (For a totally accurate picture of what life in New Zealand is like, may I point you towards this Reddit thread and this Buzzfeed post?) I love travel but have no wish to travel full-time. Proof: I bought a house in 2016 and it’s the best thing ever.
My blog, my journey
These days this blog is mostly about personal finance from my perspective as a saver married to a spender. I’m fascinated by money and relationships. So many of us have unhealthy relationships with our finances, and with other people, at some point in our lives. Money can also seriously impact our personal relationships. Like it or not, money underpins the capitalist society we live in.
I’ve experienced the heavy toll that money troubles can have on relationships. I’ve experienced the freedom and lightness that financial peace of mind brings. All things being equal, I’d take the money every time.
Much as I love saving money (a dollar saved is a dollar earned and you won’t be taxed on it) I’ve also discovered the power of earning more and it’s been a game changer.
I have an ongoing love affair with money. Life is SO much better with it.
TL;DR: An introvert (ISFJ) chasing that elusive trifecta of health, wealth and happiness – trying to get some balance, and get ahead. This is where it all comes together after hours – thoughts on money (saving, spending, career), travel and food (mostly frugal, sometimes not) and the other ingredients of life. Read some of my best posts here.