“You say money isn’t everything, but I’d like to see you live without it” – Silverchair


In my experience, the only people who say money doesn’t matter are either well and truly financially set – or have no money and never will. Their motivations are different but they’re both wrong.  Money matters … even if we don’t like to talk about it.

Personally, I’d like to get to the point where money does stop mattering (though hopefully without forgetting where I came from).

My money story

I left home young and struck out on my own financially, which shapes basically everything about my approach to money. In late 2007 I started reading personal finance blogs, which led me to start tracking our spending and budgeting.

In 2012 the travel bug hit hard, and I stumbled across the RTW travel blog community. After years of hustling and saving, in 2013 I got hitched and took six months off to live my travel dream. Along with T (who merits the occasional mention around here as probably the only person in the world who can deal with my neuroses and frequent bouts of hangriness), we lived out of our backpacks and made our way around the world in – more or less – 180 days. Yeah, I still can’t quite believe that happened, either.

In November 2013, we touched down back home in Auckland, a city that’s great to live in most of the time. (For a totally accurate picture of what life in New Zealand is like, may I point you towards this Reddit thread and this Buzzfeed post?) I love travel but have no wish to travel full-time. Proof: I bought a house in 2016 and it’s the best thing ever.

My blog, my journey

These days this blog is mostly about personal finance from my perspective as a saver married to a spender. I’m fascinated by money and relationships. So many of us have unhealthy relationships with our finances, and with other people, at some point in our lives. Money can also seriously impact our personal relationships. Like it or not, money underpins the capitalist society we live in.

I’ve experienced the heavy toll that money troubles can have on relationships. I’ve experienced the freedom and lightness that financial peace of mind brings. All things being equal, I’d take the money every time.

Much as I love saving money (a dollar saved is a dollar earned and you won’t be taxed on it) I’ve also discovered the power of earning more and it’s been a game changer.

I have an ongoing love affair with money. Life is SO much better with it.


TL;DR: An introvert (ISFJ) chasing that elusive trifecta of health, wealth and happiness – trying to get some balance, and get ahead. This is where it all comes together after hours – thoughts on money (saving, spending, career), travel and food (mostly frugal, sometimes not) and the other ingredients of life. Read some of my best posts here.

27 thoughts on “About

  1. Wow, we sound really similar!! =) I stalk people on facebook too =( except my spelling and grammar could use some polishing. =)

    We are both obsessed with personal finance and want houses of our own. Guess us Canadians and Kiwi’s have a lot in common?!

  2. Hey there you commented on my blog, ecoamico and I just commented back. I’m a neurotic journalism graduate from NZ too! Small world 🙂

  3. Hey us Aussies are pretty similar as well but we’re from convict stock so our grammar is terrible (or at least mine is).

  4. Just wanted to say hello! Glad to meet you in the internet kinda way… Sounds like you have some great goals (which I’m sure you will achieve). I get the feeling that you are a determined person – and that’s good! Thanks for adding my blog to your food blogroll – I am really glad it made your list! Stay in touch. Eileen

    1. It was surprisingly alright. Although…as you can probably see I’ve been thinking a lot about work and career paths, and what I want out of life. Email me if you want!

  5. Just found you via the travel blog carnival. Love your “about” page. You sound very wise for your young years. (I say this as a Baby Boomer, so you are young to me).

    Still not sure how I feel about semi-colons. After all these years on the planet, many of them spent writing, you would think I would have formed an opinion by now.

    As to your last belief, when I was your age, I concurred 100%. I was Ms. Responsible at all times, staying on the straight and narrow life trajectory: graduated from college (university); graduated from law school; got married (twice — the first one doesn’t count IMHO since I’ve been married to husband #2 for over 30 years now); and, gave birth to and raised two sons while working too many hours per week as a lawyer. Now, after several major health scares, watching contemporaries (friends and acquaintances) succumb to bad diseases and having presided over my father’s demise, I’m in a carpe diem phase. Our sons are through university, independent and self-supporting; I’m almost finished easing out of being a lawyer; I followed my #2 son into travel blogging; and now, I’m much more willing to say “f**k it” and choose to stoke my wanderlust whenever possible.

    Write on!
    PS: I see I have been using semi-colons; hopefully, appropriately 😉

  6. Wow, I can relate with you in most things! Dreamer and pessimist, loving travel but not sports… Took a year off for a RTW trip and been recently in NZ 🙂
    Happy travels!

  7. I do not talk sports too, period. I started blogging about personal finance, and yes, I stumbled upon your blog. I do like travel, but no plan for full time. And yes, may I say that I also marry to a spender.

  8. Hi NZ Muse!

    I came across your site from your comment on Side Hustle Nation. I run a marketplace that would be a perfect fit for your blogging skills (& potentially the skills of your community). Upskill is a marketplace where you can list & sell your unique skills (personal and business). Super simple and highly useful.

    If you’re keen, jump on the site at https://www.upskillco.com/ and list your awesome skills, otherwise, shoot me any questions you have.



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