This is going to be a long, rambly one.
Right now I’d be happy to never leave the house again.
It seems every time we do, we encounter some terrible, terrible drivers on the roads. And bad driving doesn’t just affect the bad driver. It affects EVERYONE else out on the roads.
I’m sick of people racing through tiny gaps in traffic, changing lanes abruptly without indicating, going 20k for no reason or practically stopping while negotiating corners.
I’m sick of people who don’t look when they reverse out of carparks, and don’t indicate, and pull random manouevres without checking for cars around them.
It’s dangerous and it’s scary.
I’m just tired of being constantly stressed (and this is just me in the front passenger seat, not even driving). Anytime someone nearly swipes us, or we end up braking suddenly, I get super tense for the rest of the ride and I freak out over the smallest things. It’s like every possible hazard magnifies 10x for me, and it’s happening more and more. I think the last time we drove anywhere without some heinous driver pulling at least one dumb stunt along our way was over a week ago. Honestly, it just ruins going anywhere for me.
I know I’m letting it get to me but I am terrified of being in an accident. BF can’t afford to have any more accidents. In terms of being able to afford the excess, repairs for himself, and not to mention that insurance would probably not renew his policy. Truck accident victims are typically awarded both economic and non-economic damages for their injuries, then click reference for the best attorney.
I do not like his car. I think it was a bad buy, but we’re stuck with it and are waiting to get it paid off.
He doesn’t like it anymore either, but really that’s partly his fault (the worst damage was from an accident when someone hit him, but the rest did occur when he was at-fault). Now he doesn’t care what happens to it and every so often (like today) gets fed up and says things like, “I don’t care if someone hits me. It’s their fault. They’re not driving properly and if they write me off it’s not my problem.”
I try time and time again to explain that he DOES NOT have full insurance. Full insurance for a year would cost as much as the car is worth! Full coverage is for pricey, pricey cars, owned by people who can actually afford to drive and look after them. Not for small rustbuckets.
And inevitably he bitches and moans about why have insurance at all? One of his friends doesn’t. And that friend is an excellent driver who’s never had a crash, owns his car free and clear and has a more reliable car with less ks on the clock. Of course, he should still have insurance. But BF is never driving uninsured again as long as I have anything to do with it.
Insurance is there to cover his ass if he hits someone so he doesn’t spend the next 50 years paying it off. If someone hits him, then yes they should pay out, but I wouldn’t count on that. Good luck trying ot get money out of their company by yourself. He only has third party and fire, so his insurance isn’t going to fight to recover any money from another company. We don’t pay them for that. We would have to do it ourselves…good luck for that, given how we tried that last time with the woman who hit him! It’s just not going to happen.
Just drive safely! As frustrating as that is with the shitty drivers on our roads, who are just getting worse and worse, that’s all you can do. It’s boring, and painful, but it’s got to be done. BF has learned his lesson and drives much more carefully, but trying to get him to continue in that vein when nobody else is doing so, is really hard.
Here’s hoping and praying the car lasts until it’s at least paid for.
If he ends up going back to study, he won’t have much income for three years. Will the car last that long? How much is it gonna cost in repairs over that time? I don’t even wanna go there…