I knew July was gonna be a big fat financial fail from day one. There was my birthday. My brother’s birthday. My buying my own present, as T still hadn’t found work. Our visit to the farmer’s market, which required getting out cash (THE DEVIL), from which I gave in and told him to just buy some damn Coronas already (This whole one-income thing is fraught with minefields. Why should he get to buy a $20 box of beers when I don’t even spend that much on myself in a regular week? On the other hand, it’s not fair to expect him to live without any luxuries).
ANYWAY. Then I bought tickets to Paramore – which were a steal at less than $100 – one for me and two for friends who I hadn’t been able to find birthday presents for to date. That will basically even out come September when I get my Metallica tickets and can onsell my spare two.
Then T’s clothing crisis came to a head – luckily, we found the perfect jacket for him, at $50 off ($150). His tax refund should just about cover that. And at the risk of sounding rude, please don’t lecture me about giving the government a loan – this isn’t the US, and our tax system is nothing like yours.
It’s all very well saving 20 per cent and more of my income, but not when I keep spending. Especially this month, when I’m certainly not going to make that threshold – at least it’s the first time I can say that since I set that goal.
We still desperately need to buy a couple of things for the house, the most expensive of which will be a new frying pan/wok. I’ve already pretty much written off this month in terms of savings – I’m still hoping to hit maybe $600.
Worst of all, I haven’t been keeping a close eye on the accounts. I have a vague idea of how much is on the Visa (and it won’t be anything unmanageable by any means; I am still budgeting) but it’s going to stay rough until all the transactions clear. I may have to go back to jotting down notes everytime I use it, because there’s nothing I hate more than feeling like I don’t have a grip on my money.