This year, I really started to get my money under control.
- I knew my free overdraft had an expiration date on it, so stopped using it as a fallback and started keeping a cushion in my account.
- I joined Kiwisaver and started contributing 4 per cent.
- I worked full time, started saving consistently and supported the household when T was out of work for a few months.
- I met my goal of saving $10,000 and started tracking my net worth.
- And I earned $5500 in extra income.
I also started running (semi) regularly and am approximately 187342 times fitter than I was in January, when I couldn’t even run for five minutes.
I baked more things than I have ever baked cumulatively in my life to date.
I am a marginally better cook – sometimes I even make up dishes, and am more confident at ‘winging it’. I’ll even attempt cooking a steak unsupervised if the situation calls for it. But I take no responsibility for the end result.
I eat much better and eat a wider variety of things: this year I discovered veggies new and old that I actually like (albeit some in very small amounts). I’m looking at ya eggplant, carrots, pumpkin, radish, fennel, kumara, spinach, and silverbeet – rather than just the potatoes, beans and cauliflower I ate growing up.
Oh, and I’ve vastly increased my knowledge of geography thanks to Sporcle – which only seems appropriate for a wannabe traveller.
What have you accomplished this year?