And that’s okay. 100%!
We are human. Flawed. Fallible. Emotional.
We hoard cash even if it would make more financial sense to focus more on debt, because that helps us sleep at night.
We support loved ones at our own expense.
We buy things we don’t need and maybe don’t even really want.
We chicken out of negotiating.
We fail to do research.
We make impulse decisions.
What matters is that we do our best. Do what’s right for ourselves at that point in time.
And then, we get back on the horse. Forgive ourselves for the past and focus on the future.
The form you have selected does not exist.
*Part of Financially Savvy Saturdays on brokeGIRLrich, and Racing Towards Retirement*
I love how simple and reassuring this post is. It’s a nice reminder that as long as we’re doing our best financially, that’s all that matters. It’s easy to get caught up in the cycle of comparing our financial situation to others and getting discouraged because we don’t measure up. I enjoy your writing style a lot, it’s straight and to the point. Great post 🙂
Short and sweet, nice.
I think we don’t have to be perfect. As long as you’re making forward progress, you’ll be fine in the long run.
That’s a good reminder not to give up if we make poor financial choices, and to try again.
I’m not sure there is such a thing as being “perfect” with money. Personal finance is personal and what might be right for one person would be wrong for another. I think you sum it up well with “Do what’s right for ourselves at that point in time. “
People overlook how important the ability to sleep well at night is. I remember disagreeing with a friend over what I think is an acceptable emergency fund of liquid cash in a savings fund and what he thinks is and I wanted a much higher number. He kept pointing out how much I was losing by not investing at least half that and I kept pointing out how well I sleep at night when that’s the number in my emergency savings account.
This is a great reminder that emotions are also part of finances. Yes, there may be the on paper “right” thing to do, but it doesn’t always line up with the emotional aspect of decision making.
Perfect is the enemy of good. Go forth and sin boldly. Don’t be so afraid of making a mistake that you do nothing.
I love this post!