When I blog about something, unless I add a disclaimer, it’s usually the norm. I’m aware most of you guys are American and so I try to present a generally accurate picture of things for your sake, ya know?
I often find myself clarifying the same kinds of things over and over with incredulous American readers, such as:
Yes, we really do pay rent weekly. This is the most common frequency. I’ve only ever paid fortnightly rent at one house – and I’ve lived in a LOT of places. People pay rent through automatic payments. Cheques are so last century. While leases with fixed terms are getting more common, there are still rentals to be found with periodic tenancies, which are open-ended. Moving out usually requires 2-3 weeks notice.
Sometimes we get paid weekly, too. It’s more common in call centre/hospitality/trade type jobs. Temp jobs also tend to pay weekly. This is apparently something a lot of immigrants struggle with. If your income source is the government – e.g student allowance, student loan (living costs), or a benefit of any kind – you will also be paid weekly. And if you were wondering, yep, student loans and allowances are all administered by the government (though I suppose there’s nothing actually stopping you taking out personal loans elsewhere to boost your income while studying). Loans cover your tuition fees and remain interest-free as long as you stay in the country.
Apartment living isn’t big here. Most people rent houses. And the people you live with are flatmates, not roommates (unless you actually share a room, maybe). You do find apartments in the CBD and the odd block further out in the suburbs, lots of which were part of the leaky building wave of construction. In an effort to lift standards and stem the housing shortage, the new rule for Auckland apartments is a minimum of 35 square metres. But breaking down the ‘shoebox’ perception that’s already established will take a while, and changing a whole culture even longer.
Things (everything?) cost a lot. Food, for one – as a commenter pointed out ages ago, we don’t have subsidies or tax breaks on food – so no, I really can’t get our grocery bill much lower. Cars – that’s why we tend to drive really old cars, and you’ll still see a fair few late 80s Toyotas and Mazdas tooling around on the roads. In the cities, property affordability is WAY over the 2x income guideline, or whatever the benchmark is (it’s so irrelevant that I don’t even know offhand, and can’t be bothered looking it up) – think 4-6x. We don’t have the security of 30-year fixed rate mortgages. Also, the general quality of property is dire. Count yourself lucky if you have insulation. Last winter we found a mushroom growing through the carpet in the hallway by the laundry room.
If you missed it last year, you might also like Living in NZ: the ultimate post.
And if you have any more questions, ask away and I shall answer…