Kicking the addiction

Fact: I have a weakness for money management software. Kind of like how some people have a thing for shoes, but way dorkier.

I’ve tried numerous budgeting programs, most recently Pocketsmith and Budgetpulse, and given up. (Don’t talk to me about Excel. I have a pathological fear of spreadsheets.) Whether they have too many bells and whistles, a lack of flexibility to organise things weekly rather than monthly, or a system that I just can’t figure out, none of them have ever clicked with me.

I’m just not dedicated enough to get that deep into it. And now that I know and accept that I’m not cut out for detailed tracking tools, I’m going to instigate a selfimposed ban on myself. No longer will I be seduced by colourful charts and promises of fancy whizbang dashboards and integrated calculators. Go through site for more about the rank tracker. If you can find a tracker that can be customized, the better. You may need to track your position ranking globally or even locally so as to make some decisions. You can also monitor universal listings and map listings, and even the rank of your competitors very easily. You would be better placed when you choose a tracker that gives you unlimited access. The best trackers have customizable reports and they are designed to support different devices. Sharing such reports should be easy and they should be easy to upload. You can even automate some trackers where you set up some tasks for a scheduled time and the tracker will come up with reports and have them delivered to the clients as an attachment or a direct link. When you rank track, you will be able to spot updates of spot search engine changes as well as SERP shakeups early. You can then react to changes quickly and embrace an SEO strategy to a certain change in algorithm. This helps you not go down in the search results. Don’t ignore even the smallest changes that may only affect your niche or industry. Some of the problems that can be encountered include personalization. On average personalization doesn’t affect ranking much. This kind of personalization should therefore be done away with so as to have results that are realistic and unbiased.

I’m sticking with planning my spending with SimpleD, and breaking it down monthly with my online banking transaction tracker. It’s a rather haphazard way to run things (the same could be said for, well, everything else in my life) but it seems to work for me. There are trackers that can give you Geo-specific rankings even if not in the area you reside in. A tool, which is able to track the positions accurately regardless of what you choose, is, ideal, as it will give you so much more than bargained for. The best trackers make it possible to have all research tools in the same place. When the sources are used together, they can come up with the wide range of keywords that you may not have been able to find anywhere else. When new keyword ideas come up, they are automatically grouped according to the topics. You can analyze and to target whole keyword groups without the need to go through all the terms.

What do you use to manage your money?

6 thoughts on “Kicking the addiction

  • Reply SS4BC December 19, 2009 at 19:02

    I’m an excel girl myself. Mainly because I use it just link a pen and paper without having to add. 😉

    However, I only use it to plan my budget, not to monitor each expense.

    I personally don’t write down every expense, this is the main benefit that I love about how I’ve set up my accounts. As long as I don’t overspend on any account, it doesn’t matter where I spend my money or how much I spend.

  • Reply Sense December 19, 2009 at 19:52

    Excel, Excel, Excel!!!

    =sum() is the greatest thing ever. I have to use Excel every day in my job, so I don’t have that same fear. (just don’t talk to me about Access).

    It was fun for me to figure out how best to set it up so that it works for me.

    I do want to add some fun, colorful pie charts when I get a second.

    what is SiimpleD?

  • Reply Kim December 20, 2009 at 03:38

    I’m a SimpleD girl myself! I’ve tried a bunch of different programs and whatnot but it’s the one I keep going back to….

  • Reply The Asian Pear December 20, 2009 at 06:16

    I created my own spreadsheet/workbook on Excel a few years ago. Very rudimentary. As my Excel skills developed, I tweak it and add things as I learn. Now I’m trying to add dashboards to my workbook.

  • Reply Revanche December 22, 2009 at 10:05

    I’m trying to learn how to make Excel work FOR me and not against me. It’s a … work in progress. Slow slow progress. But I use spreadsheets all the time for recordkeeping, just in a lame, hobbly sort of way.

    I’ve used PearBudget, Yodlee and Mint, all of which have their good points but have trouble really sticking to them. I’m going to give Mint another try, though, as Yodlee’s bugginess is really annoying.

  • Reply Betting on the bank « Musings of an Abstract Aucklander May 16, 2010 at 20:45

    […] me? I’m pretty laissez faire with my finances. That’s why clever tools like Budgetpulse and the like don’t do it for me – they’re just too much work! I set out a rough spending plan, […]

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