Rent: It was clearly a three-fortnight month.
Home expenses: Our washing machine died. We got a replacement from the Salvation Army – well worth it. Of course, for that price, you can’t expect miracles. Like the fact that it doesn’t seem to fully spin dry. Annoying.
Insurance: Another quarterly contents cover payment.
Vehicle: Needed a service. Thankfully, T can change oil and all that jazz. And lots of petrol.
Entertainment: A couple of DVDs out, my guitar part, a watch repair and earring for T (didn’t know what else to categorise them as. No joke, he came home one night with a hole in his ear. That’s the kind of shit his friends do, apparently, reopen old piercings). A cheap movie ticket ($4) from grabone plus cheap ($10 each) passes to Waiwera; I’ve never been and can’t wait to go. Oh yeah, and the kicker: 3 Paramore tickets, although 2 of those were really gifts rather than entertainment.
Dining: Pretty average, and about as low as it goes. I ate three lunches out this month (can’t remember the last time i didn’t bring lunch to work) and somehow kept it under $20. Another $50 or so on two dinners out, and the rest seemingly on random food for T while out gallivanting around during the weeks.
Events: I counted all birthday related spending as an event. $180 odd of that was on the camera, the rest, food and drink. Money well spent.
Clothing: A spiffy wool coat for the bf, much needed (his one and only sweatshirt is, i believe, in his brother’s car with no prospects of being returned soon. Thankfully, he’s actually taking care of the jacket. It’s by far the nicest garment he owns)
As previously noted, I didn’t make my goal of saving 20 per cent this month. Amazingly, though, I was less than $20 off at $640. And even more surprising, despite basically spending blindly, we evened out. Despite all the extra gas and T’s random food purchases/personal spending, it looks like our total lack of an entertainment/eating out budget – barring my birthday – made up for it.
In terms of extra income, I netted a whopping $18.60 (mystery shopping). That’s because I’m waiting till later this month for a reimbursement. I also received two $10 vouchers earned from doing online surveys; one for Rebel Sport and the other for Hoyts Cinemas.
So, not too horrendous, considering! Hello, August.
I may have mentioned this before, but I’m not quite sure if I did; I really like that you do this. Makes me want to do it too to force me to consider my spendings.
I’m planning on starting to do these at the end of each month (starting August!)
How do you put these together?
My internet banking. I just classify all transactions, then screengrab the final graph and breakdown 🙂
It’s not foolproof. Obviously you can’t split transactions, and cash withdrawals also pose a problem. I hardly ever use cash, though.