October roundup

These roundups include mine/joint expenses, but not any of T’s blow money, which also includes any work lunches and the odd work expense.

Clothes and grooming – Mostly my new Trilogy Everything Balm – a godsend and my new holy grail of skincare. Packed with natural oils (including rosehip), it’s totally transformed my parched skin. It’s also good for the rest of the body – dry spots, eczema etc. I’ve heard people compare it to Elizabeth Arden eight-hour cream, even.

Debt repayments – T trucking along with repaying me, albeit slowly as his hours fluctuated this month.

Dining and bars – A little higher than usual; we had some wicked Indian food at Diwali, dumplings and soup at hidden gem/diamond in the rough New Flavour restaurant; wonton soup when I was sick; and other miscellany.

Entertainment – Two ridiculously overpriced drinks at Vector Arena on Metallica night, our Fatso subscription, and a rogue $20 withdrawal I can’t quite place.

Groceries – We shop on weekends. It was a five weekend month. Amazingly, we’re right on target taking that into consideration.

Holidays – T’s charter fishing trip I booked for his birthday.

Home expenses – Replacing our TV/laptop.

Mystery shopping – This month included purchases of a meal and drinks out and a long necklace from Max (reimbursed, obviously).

Savings – as usual, only counts T’s and “extra” savings on my part, not regular savings (44% of my net, woot!)

T fun – Xbox subscription, which had to be paid by credit card.

Utilities – ever so slightly lower than usual thanks to our AECT dividend which was credited to our power account, but almost made up for by higher cellphone/Sky TV bills.

Vehicle and transport – $100 new car battery, $101.40 bus, leaving less than $200 on gas which is nothing short of primo.

So far, frugal November isn’t off to the best start. We’re talking $50 on clothes – I found the perfect pair of summer sandals, and T has to buy some shirts for work. Also, our quarterly contents insurance payment is due. It also looks like some car expenses will be rearing their ugly head – necessary but painful.

Still, who can dwell on the negative when the weather is this glorious???

8 thoughts on “October roundup

  • Reply Sense November 5, 2010 at 00:29

    T does blow?!? That could seriously put a dent in your savings. gotta stop that habit.

    hahahaha, sorry. I don’t know why my mind jumped there…luckily I amuse myself at least.

    where do you buy that magic trilogy product?

    Looks like you had fun this past month!

    • Reply Newlyweds on a Budget November 5, 2010 at 06:21

      haha, i thought the same thing! he does blow?!?! then i realized what she meant…

    • Reply eemusings November 5, 2010 at 10:35

      You can get them at pharmacies. Or Farmers, which I prefer cause it’s cheaper 🙂

  • Reply ndchic November 5, 2010 at 03:06

    I would like to hear more about your mystery shopping experiences and how much you make from it. Thanks.

  • Reply Newlyweds on a Budget November 5, 2010 at 06:21

    good job! pie charts make me swoon! i don’t know what it is, but I love seeing and comparing myself to other people’s budgets. i think of ways of where i can save more and trim more, etc. i love new ideas.

  • Reply slamdunk November 5, 2010 at 16:06

    You have a handle on the fiscal things quite well.

    Those rogue withdrawls creep in on us as well. Who can remember everything…

  • Reply Khaleef Crumbley November 6, 2010 at 08:51

    16% in savings sounds great! I’m sure it will be more without the tv/laptop replacement next month!

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