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  • Link love (Powered by shortbread and paydays)

    nzmuse link love roundup

    Short and sweet today. I’ve been interviewed over at The Marriage Project reflecting on life as a newlywed, and guest posted on Financial Samurai about my entire RTW experience – from how we decided to go, what it was really like on a daily basis, and wrapping up my thoughts on the journey now that we’re home.

    (Hi, new visitors! It’s nice to have you here – stay awhile, won’t you? Read more about me, check out some of my top posts, dig a bit deeper into the RTW stuff or just poke around at your leisure.)

    This week’s links:

    Broke Millennial ponders the financial ramifications of a quarterlife crisis

    Money Life and More is talking about expenses our parents never had to deal with

    So true. When it comes to money, there’s always SOMETHING

    Stephany lifts the lid on her debt and commits to decimating it. Let’s give her some props (and maybe recommendations for other inspiring PF bloggers in the same boat!)

    Dinner:  A Love Story whips up some restaurant-worthy carbonara

    Makin’ the Bacon reckons making friends is just like dating

    20 Years Hence are entering the next phase in their RTW journey, as detailed in this thoughtful post

    Marginal Boundaries reflects on living abroad and finding love and enlightenment

    How novel – a dude who pushed his fiancee to keep her surname. Progress indeed. And how’s this for a zinger halfway through the story: “Liz also enjoys pole dancing. The couple have a pole in their living room so sometimes she will do a routine while Joseph watches as he cooks a meal.”

    Lastly, my pick from A Practical Wedding this week is the spectacular Leaving and looking in the same direction. I can so relate to the dawning realisation that no matter how long and how intensely you’ve known your partner, you can never really *know* another human being; the contemplating how things might be easier if you weren’t together – because even when you’ve knowingly chosen a life together and committed to the hard parts, sometimes you still wonder ‘what if’.

  • What would you pay to change about yourself?

    You know what? Over a lifetime, laser surgery would probably be cheaper than the constant cycle of eye tests and new glasses/lenses/contacts. My squeamishness, however, prevents me from seriously considering it or finding out if it’s even an option for me. Plus, it’s a big outlay, even if it is a one-off. 

    This got me thinking … what else would I pay to change about myself?

    For one, I’d like to deal to my weirdly sweaty palms and nose. It’s like they both have a mind of their own.

    For another, I’d be happy to never have another period again. For a blissful period (no pun intended) of maybe a year (which handily enough included most of our RTW trip) after changing my pill, I got to live out that wish. Alas, that grace period is over – though it must be said that life is still infinitely better than in the pre-pill days.

    But most of all, I would pay good money to rid myself of my chronic hayfever and  assorted sinus woes. How much? A thousand, definitely. Two, quite probably. Three? Five? Maybe. What would it be worth to… be able to breathe through my nose overnight. Never feel that tightness in my chest again. To not be that workmate who sniffles day in day out, year round. To be able to leave the house without having stuffed my pockets and handbag with tissues. To not wake up sneezing every single morning – literally. To never again experience the horror of watching liquid mucus drip from my nose onto the floor, so quickly there’s barely a split second to compute what’s about to happen between feeling the first movement and seeing the splotch (this happens way more than it should).

    Things could be a lot worse, I know. Some of you carry much heavier crosses and real medical problems. I’m grateful to have pretty minor maladies … even if I would pay good money to rid myself of them.

  • RTW budget: A six-month trip recap for two people

    what it costs to travel around the world nzmuse rtw

    RTW BUDGET BREAKDOWN WHAT IT COSTS TO TRAVEL IN THE WORLD FOR 6 MONTHS

    I can’t lie. I was putting off crunching the numbers for this post for a long time.

    So, let’s get right to it!

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    Before we even left home, about $9477 had already gone into the trip (flights, insurance, Eurail passes, gear etc).

    And then we come to the actual costs incurred on the trip:

    ASIA

    For a little over a month in Asia, we spent about $3034, averaging $82 a day. I’d consider that a mid-level comfortable budget – we certainly didn’t deny ourselves anything (especially when it came to food and drink – it was our honeymoon, after all) but we didn’t stay in ritzy places or do anything super extravagant. We travelled by land – buses, trains – and took some taxis as well as hiring scooters. See also: individual country spending breakdowns for Thailand, Cambodia, and Vietnam.

    EUROPE

    For three months in Europe (with a week in the UK) we spent about $10,959 for a daily average of $117. I would consider this a comfortable backpacking budget. We were more conscious of our spending, but we ate well, slept reasonably comfortably, and spent probably about $1000, off the top of my head, on experiences (renting a BMW, canyoning, etc). We splurged more on food in Italy and Greece than in other places, and volunteered for food and board for a few weeks. Generally, we found hostels not good value as a couple and only ended up staying in dorms a handful of times – cheap hotels were our usual MO and we couchsurfed a few times.

    USA

    Alas, I don’t have exact data on our US spending as our iPhone crapped out right before the end of our trip. I do remember that we been averaging about $110 a day, so I’ll go with that and extrapolate that for the whole six weeks. That brings us to roughly $4840. Except for a few pricey nights on the east coast (Boston, WTF?), we mainly stayed in $40-50 motels or with incredibly generous and welcoming blog friends. We ate a TON of (good, cheap) Mexican food, BBQ, and at tiny diners. Can I just say: North America is the only region where even we had to admit portion defeat? Thank you for providing such excellent value for money. I would call this a frugal mid-level budget; we travelled in relative luxury, an American sedan (practically a truck by NZ standards) , splurged on Disneyland and hiring a motorbike.

    Read more: How we travelled the world without going into debt

    I also need to add on a few more transport costs to that: $751 on internal flights abroad (Hanoi-Bangkok, Edinburgh-Brussels, Rome-Paris) and $1968 for our one-way car rental in the US.

    If we exclude the personal shopping we did in the US (which I didn’t really track closely and isn’t really relevant to this tally), that adds up to just over:

    NZ $31,000

    I should note, of course, that this would be a little higher, as exchange rates in real life are rarely as favourable as those listed on xe.com, but it’s not a biggie. The NZ dollar was strong last year – one reason we travelled in 2013 – but it’ll never stand up to the USD, euro or the pound.

    Could you do it for less? Of course. Especially if you come from a country with a stronger currency (which I’m guessing is the majority of you). This was about extracting maximum enjoyment, not spending as little as possible. Otherwise we could have chosen to visit only cheap countries, camp (which I did consider, but campgrounds tend to be so out of the way and – like hostels – aren’t necessarily all that cheap), subsist only on bread and fruit, travelled more slowly (thus lowering our daily averages, though perhaps not our overall spend) and so on. I decided reasonably early on in the trip that I’d rather hustle harder to earn more and enjoy our travels than to focus on saving every dollar possible in order to make what we had last.



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    So this is about in line with what I’d expected, even if it is a slightly painful sum to swallow. If you exclude our initial outlay – flights, insurance, gear, etc – our daily costs on the road are essentially on par with what we’d spend just living our normal lives in NZ (and could even be lower if we stuck to cheap countries and splurged less). There’s only one thing I have any regrets about, and it’s paying to go on the London Eye. Aside from that, I feel it was all money well spent.

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  • Link love (Powered by Disney and cheese toasties)

    nzmuse link love roundup

    Okay, so I saw Frozen this week … and I was pleasantly surprised.

    It’s the most progressive Disney film yet – warm and engaging and hilarious.

    Now I want a reindeer sidekick and a smartass snowman called Olaf to accompany me through life.

    My only problem was with the music. Aside from the troll song, all the musical numbers were almost unbearable – trite and shrill.

    Don’t get me wrong: I love musicals. If life were a TV show, I’d want to be dropped straight into the middle of Gilmore Girls, with Glee a close runner up.

    But Frozen’s musical numbers just don’t hold a candle to old Disney

    Have you seen Frozen? Thoughts?

    This week’s links:

    This perfectly encapsulates white privilege in a nutshell

    The Savvy Explorer outlines the best way to get from the airport to town in top cities around the world (AirTrain FTW!)

    Solange hits it out of the ballpark with these observations about growing up

    Need some new year’s inspiration? Start here with Emily

    Pushing Thirtyy has some money lessons for her younger self

    Life, Etc provides a succinct guide (with examples) to negotiating freelance pay rates

    What are we working for, asks Stacking Pennies?

    At Brazen Careerist, what you need to know about the ‘hidden curriculum’ at work

    I admire Penelope Trunk for telling it like it is: Men with families feel more trapped than ever and Three cheers for women who say they don’t want to work

    Jen Dziura sheds some light on the business of egg donation

    Cordelia is committing to doing more housework

    At Married with Luggage, how to overcome different conversational styles

    This post tugged at my heartstrings and so perfectly sums up how I feel about my own mother

    Finally, I’m late to this incredibly affecting portrait of a homeless girl and her family in New York, but better late than never. I found it incredibly frustrating – you’re rooting for her and want a happy ending but you know how unlikely it is. While life is certainly not easy for this family, they do benefit from a lot of public funding/programmes and have squandered inheritances and windfalls. Just throwing more money at the problem – even if it was a possibility – isn’t the answer. There are no easy solutions.

     

  • Three Thing Thursday: What I wish I’d known about travel

    lake brienz grindelwald switzerland nzmuse

    Asia

    Sure, you can still find a meal for $1 in plenty of places. But if you have anything approaching a normal appetite/metabolism, you will need at least six of those meals a day.

    Europe

    If you’re spending a significant amount of time in Europe, it’s almost inevitable that you will get on the wrong train at some point. Accept it and deal with it!

    USA

    Yes, having a car is more of a headache than a boon when you get into the big cities, but if you happen to be road tripping across the country, weekends are actually best for visiting most major hubs. You’ll find cheap weekend parking deals in places like Boston, Chicago and San Francisco, but  affordable weekday parking is nigh on nonexistent.


  • A year in blogging: a 2013 retrospective

    a year in blogging nzmuseInspired by Stephany!

    My favourite post was Can we all realistically expect to to love our jobs?

    My most popular post was Sometimes we push people away when we need them the most.

    My most helpful post was Couchsurfing vs Hospitality Club vs Staydu vs Global Freeloaders – what’s the best hospitality exchange site?

    A post whose success surprised me was Food delivered to your door – what’s not to like?

    A post I feel didn’t get the attention it deserved was Seven things travelling has taught me.

    The post I was most scared to push publish on was Bullshit-free bride: on marriage and name changing

    The post I am most proud of was After the wedding, some thoughts.

    Apparently some of my best posts are also my most vulnerable. Perhaps that’s not all that surprising. Hard as they are to write, they’re also the most rewarding, which makes them some of my favourites.

    I always get a kick out of reading over stuff I’ve written once a little time has passed in between. Sometimes I surprise myself and wonder if I can possibly do any better (which isn’t really as arrogant as it sounds, I promise – it’s more a function of impostor syndrome than overconfidence). But as Ashley points out, the beauty of blogging is that you have a record of everything – so don’t forget to look back on it once in awhile.

  • Enough with the whistling, already

    I think it’s been too long around these parts since I had a good old fashioned rant, no?
    (If you disagree, feel free to ignore this and check back tomorrow for something a little more upbeat.)

    I like to think I’m a pretty chilled person. About 90% of that comes down to sheer laziness and the need to save my mental energy for Things That Are Actually Important. Unless it’s going to cost me money, I generally try to employ the “don’t give a fuck” philosophy.

    Bus running 15 minutes late? Sure, it’s frustrating, but unfortunately, it’s something that’s beyond my control. Breathe, play some Battleship on my phone, and try to control that twitchy foot.

    T’s best friend dragging him/us into his latest drama with his off-her-rocker wife? Sure, it’s a case of same-old-same-old, but he’s made his choice, and T won’t give up on him, and it doesn’t cost me that much to listen for a few minutes and make the appropriate sympathetic/outrage noises in the right places.

    Mayor caught with his pants down? Sure, it takes him down a few notches in my opinion (and trust me, I have absolutely no patience for cheaters), but ultimately, I am more concerned about whether he’s done a good job professionally. Can’t we get back to worrying about dying kids, uninsulated houses and internet privacy already?

    Ultimately, the only logical reaction to the vast vast majority of crap that blows across our paths in life is this:

    (George Watsky is a genius and I can’t believe I only just came across him. Look him up!)

    But sometimes things break through that barrier, like it or not.

    Sometime in the last couple of weeks, something in me snapped. It might have been after the first wolf whistle of the day, or the third, or the fifth.

    We’ve been living here a month, and in that time, I have had more random dudes whistle at me from passing cars as I’m walking outside than I had in the 18 months we lived in our old neighbourhood, and in the 18 months we lived in another neighbourhood before that (a total of zero times in both cases).

    Nothing about me has changed. I still have the same resting bitch face (in fact, it’s probably even more pronounced these days). I dress exactly the same way. I haven’t gained or lost weight. I haven’t had surgery of any sort. I still look more or less the same as I did a year ago, two years ago, three years ago.

    So if it’s not me, what is it? Is it the fact that we now live in a  working class area, where houses are closer to the $500,000 mark than a white collar area where houses are closer to the $1 million mark? That we now live around the corner from a retail/industrial hub as opposed to just a strip of shops and some posh schools? Does it even matter?

    I’ll be honest. The younger, more insecure me secretly used to like the attention. But I’m older and grumpier and way more impatient these days, and all of a sudden, I find it intrusive and disrespectful and just bloody annoying.

    I want to wait for the bus and cross the road and walk to the supermarket in a peaceful haze, lost in my own thoughts and daydreams, without having someone’s “appreciation” pierce through at random moments.

    I do not like feeling that my body, even when clad in wrinkly jeans and topped with unbrushed sea monster hair and smeared glasses, is something strangers feel they have the right to comment on out loud, whether through words or sound.

    I’m well aware that many other women have experienced honest-to-God harassment on the streets, the kind that actually makes them fear for their own safety. I’m thankful I’ve never had to go through anything like that myself. But I now understand, REALLY understand, people who are fully anti-whistles and catcalls. No longer do I just sympathise with them, I can empathise.

    Guys, be a bit more original, and stop being douchebags. Chur.

  • Link love (Powered by rice noodles and an epic giveaway)

    Happy New Year! What better way to ring in 2014 than with a giveaway – specifically, a $500 Amazon gift card or cash via Paypal?

    Enter via the Rafflecopter form below. There are a lot of entry options to choose from (aside from blog comment, all are optional), plus there are daily entries, so keep checking back.   

    Giveaway closes on January 22 and is open worldwide (whoop whoop). 

    a Rafflecopter giveaway

    And now that you’ve taken care of that, to the business!

    nzmuse link love

    Question everything, act often, says Ms Career Girl 

    FI Journey penned a great post on career decisions, progress and the value of trust

    Leslie took an awesome tour of Christmas trees in NYC

    Athena is committing to a year of mindfulness

    I got a real kick out of Frugal Portland’s cute 2013 in review love list

    Finally, here’s an oldie but goodie I recently came across: all about the romanticism and sustainability of modern nomadism

    Happy weekends!