Among the cardinal sins of personal finance: Buying too much car. Too much house. Spending more than you earn. And that other disingenuous trap, lifestyle creep.
It began when I picked up the phone (in itself, that is quite something – our landline doesn’t work half the time; I think it’s to do with the battery not charging properly, or something.) On the other end was a woman from SKY TV offering us free MySky for six months. Because I pretty much never sign up to anything on the spot, I asked her to call back.
But really, it was a done deal. The boy has been angling for MySky for a while; we just didn’t want to pay for it. Not for the installation, not for the ongoing costs. This way, we got it totally free, and after six months, we’d just pay the monthly fee ($15, if I recall correctly).
Then the other night, he came out with this gem: “You know, I think we’re spending more on pay-per-view movies than we would on Sky Movies.”
What’s this WE stuff? Excuse me? You’re the one who books all the damn things; I have better things to do. Like bake. And read. And play guitar. And freelance. And run.
Except for those, er, once-in-a-blue-moon occasions when I DO sit down and watch one with him. Hmph.
While our early bills started out with maybe one movie a month, now it’s crept up to three or even four. Plus we already pay $10 a month for two movies from Fatso (love the no late fees) and sometimes rent even more from the video store up the road.
So yes, at $20 a month for a bunch of movie channels – which we can record and keep indefinitely with MySky – it probably was a better deal.
I hemmed and hawed, but the thing about technology these days is that it’s just getting harder to put off decision-making! There was the Upgrade Channel, on the telly screen, staring us in the face. I couldn’t use the excuse “oh, I’ll ring them tomorrow and set it up” – nope, all we had to do was push a button to confirm the subscription.
Realistically, this is more of a tactical move to save money (the movies subscription that is; can’t really argue the same for MySky) but I can’t help thinking now we have MySky and video recording, it’ll be hard to go back. Never will I miss an episode of Glee again!
Ever fallen into the lifestyle creep trap? Where do you draw the boundaries? Do you have MySky, TiVo etc?