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  • Places I have lived: A rundown of my renting history

    As I mentioned in this post, the housing market in NZ is rather unique. Crappy stock, sky-high prices.

    I thought it might be fun (in what sense of the word, I’m not quite sure, actually) to recount all the places I’ve lived in since leaving home.

    Student life is, of course, meant for building up horror stories about bootstrapping. Two-minute noodles. Walls of beer bottles. Bongs and one-night stands and other awful flatmate escapades.

    The boarding house

    My first place was .. an experience. Along with one of my best friends, we set out to find somewhere we could both live. Nobody would rent to 17-year-olds, and no flats were advertising two empty rooms at once. Eventually though, we found a special situation: a six-bedroom townhouse/boarding house where each tenant paid the landlord individually. And he didn’t mind if we weren’t 18. (He actually also proposed us living in the basement apartment of his own house, with cheap rent in exchange for help with chores and cooking. That was a bit too weird, though.)

    The first night my cell phone was stolen off the coffee table. Everybody locked their rooms when they weren’t home. Flatmates came and went, including the P-addict who used my soap and shampoo, the crazy old lady who threw dishes into the bin if they weren’t washed immediately, the girl who slept with the middle-aged body builder who lived next door, the guy just out of jail, and more.

    The family townhouse

    Next was another terraced house, with my friend and her grandad. Nothing much to report there. It didn’t last long; her mother came back to the country and I got the boot so she could live there instead.

    The quiet suburban house

    This is the furthest I’ve ever lived from public transport – a good 20 minute walk at least. Very inconvenient. Again, only lasted a few months.

    The old bungalow

    This was the oldest house I’d ever lived in, but it did have mixer taps (this is a requirement for me in any house). Flatmate had a few dope plants growing in the cupboard, but otherwise was sweet to live with. My first experience living on a main artery road, in which I learned to factor in road-crossing time in my walk to the bus stop, T had a major car accident just outside, and I vowed I would never buy a house on a busy road.

    The suburban apartment

    Apartments are rare outside of the CBD, but this was one of the notorious blocks. We were here for about a year. You pretty much couldn’t make any noise; the big communal rubbish bins were always overflowing and the pool was usually kinda grotty. Our dishwasher was home to cockroaches and for some reason half our mail never made it to our letterboxes, which were inside the lobby (I was a student then so had plenty of correspondence from Studylink to deal to … or I should have had, anyway).

    The ghetto house

    Nobody would rent to students. So we ended up in the ghetto. Our street was nice at one end, but at the other end was a state housing enclave – and that’s the end we lived at. Our room was a converted garage. There was mould in the closet, on the ceiling, and I could see my breath in front of me in the winter. Our landlord lost his job and when the hot water cylinder went, he took over a month to fix it. That was coming into winter, too. He also then tried to pin a bunch of things on us when we left, like the roof caving in. Oh, and we got burgled… three times?

    Other fun things: nightmare flatmate still owes me nearly a grand from this. He was a terrible drunk and broke a couple of panes in our door while on the piss. Similarly, the boys used to wrestle all the time and managed to break a couple of windows doing so. I got half decent at painting/puttying. Nightmare flatmate also got his car rear window smashed several times, mostly by the shits down the road who also burgled us, and once by his girlfriend.

    The thoroughfare house

    Weed got sold. People came and went. One of the flatties literally had a walk in closet for a room. Another had a bit of casual polygamy going on. Lots of Naruto was watched.

    The bottom floor studio

    A really nice small place, albeit a tiny kitchen with old cupboards. But brand new bathroom, gorgeous built in cupboards and drawers and a cute little patio-type thing. It was a quiet, affluent neighbourhood handy to everything – and really cheap.

    The bad: the yard was always in the shade so I hardly ever used the patio and our clothes took forever to dry on the line; it got a little too small for our liking (even the apartment we lived in had a living room); the landlord’s kids upstairs were often loud and the floor was thin; it was always dark because we were on the bottom floor and surrounded by fence/trees; T’s first bike got stolen, after which he hated the place; and it was just that little bit too far away from the west, where everyone he knows lives.

    Current house

    Also on a main road, but not at the same level as the other bungalow. We have a garage, a deck, lots of sun, a 20-minute walk to work for me and a spare room for junk, among other things. After moving in, we also found the previous occupants had been growing cannabis in the space between the roof and the house, hacking a power point to run electricity up into that space, and apparently using the hall cupboard (now my wardrobe) for drying.

    The house itself isn’t all that nice, I’ll be honest – it needs work and it’s very much a rental (but all the cosmetic things, like the carpets and walls, are pretty well hidden once you move in with all your stuff). It’s at the low end of my standards, but it does well enough.

    The house itself is split into two dwellings; the back one is a one-bedroom, and the tenant is a lovely older lady who’s rarely home. In fact, we haven’t seen since Christmas and just found out she’s down south caring for her sick mother. Hope she can continue to pay rent and keep her place – quiet neighbours are great!

    So, that’s my woeful housing history from 2005-2012. What does yours look like?

  • Suburb snobbery

    An eastwards view over the Waitemata Harbour, ...

    Looking over Waitakere to the Shore. Image via Wikipedia

    We Aucklanders are an insular lot. You grow up in a certain area, and apart from a possible stint living close to or in the city, it’s likely you’ll end up going back to where you came from.

    We’re snobs for suburbs. There’s something that comes with being a Westie, a Shore-ite, whatever – it might be cred, or it might be denigrating. Usually elements of both. And sometimes people take it far too seriously. T gets flak from people he knows for not being a proper west Aucklander since we moved to a more central location (first to Epsom of all places, about the swankiest old money area there is, and now Mt Albert, less swish but still very nice). Never mind the supercity, never mind the fact that Waitakere city is no more – the old lines are still as clear as ever for the hardcore.

    At least now that we’re a fair bit closer to the west side (all his friends and family live within a very close radius; on his bike T can make it back from any of theirs in under 10 minutes) he’s stopped hassling me so much about moving further out and how much more house for our rent we could get.

    Sure, we would get more floor space for the same amount (maybe cheaper). But we now live in a 1.5 bedroom house with garage (the 2nd “bedroom” is no more than a study with small closet – we’d probably struggle to rent it out for $50 a week), and definitely don’t need more room. I would need to get a car of my own. Youch. Not only do I not enjoy driving, I’m not very good at it.

    To me, it makes sense to live centrally while we can afford to – we’ll have to move further out when we buy anyway, because prices in this suburb are way beyond our reach. Commuting sucks, so I’ll take my 20-minute walk and proximity to everything while I can get it. And if that makes us suburban traitors, so be it.

    What do you like best about the area where you live and why’d you pick it?

  • We found a new flat.

    I hate moving house. But like death, taxes, and work, it’s one of those inevitables in life.

    I finally got the prod to start nosing around when rent went up from a nice round $500/fortnight to $560. Still cheap, but we’re both sick of our one-person kitchen and keen to get a garage where T’s motorbike can reside (do you know what the difference in excess is if stolen from a garage vs not? More than a thousand dollars. Might even be closer to two grand, if I could assed getting up to check).

    The hunt didn’t actually take anywhere near as long as I’d thought. I think our current place was the first or second we looked at, but in 2008 I literally lost count of the number of rentals I viewed and applied for (didn’t help that I was a student at the time). T and I literally pulled up outside this house and were underwhelmed, but seeing as I’d dragged the agent out there, figured it wouldn’t hurt to give it the once over. And know what? It was surprisingly A-OK.

    The good

    • Location!
    • Mixer taps – a non-negotiable
    • Modern bathroom
    • A touch of stained glass
    • A minuscule second bedroom that can be T’s domain, aka mancave
    • A spacious kitchen and dining space
    • Lawns are done for us
    • A single garage
    • Outdoor patio

    The bad

    • Busy road
    • Closet is in the hallway outside the bedroom. (The property is half, or possibly 2/3 of a converted bungalow, which is split into two self-contained units, so our main bedroom was probably once a lounge)
    • Roomy kitchen, but very little storage space
    • Ancient light fittings and somewhat dingy carpets – but those are minor details, and I kind of prefer not having the pressure of keeping a brand new place pristine

    While I really didn’t want to pay more than $300 a week, I gave in a little on this one – $320. We are, after all, doubling if not tripling our space easily; it’s almost excessive. We also had to pay a letting fee (boo!) as it was through an agency. Four weeks’ bond, first week’s rent and the letting fee came to nigh on $2000, all of which I paid last week (that seemed to surprise our agent).

    No more living under our landlord – we’ll just be next door to a single lady.

    This means a new supermarket, new route to the office, new local park and mountain, and I can finally sign up to Powershop! I’ll be about the same distance from work; T may be a little further from the motorway, but we are back closer to friends and family, which is important to him.

    It also means furnishing the place. I don’t care for home decor, so I’m totally happy to take castoffs from T’s family – they may not have money but they have stuff and we are welcome to it – and will Freecycle/TradeMe/garage sale anything else we need. We’ve had more furniture in the past when we lived in an actual full three-bedroom house with flatmates, but couldn’t obviously bring it to our studio. The biggest priority will be a fridge, and after that, stuff like couches, clothesline, cutlery drawer, table and chairs (possibly x2 for outside on the deck) and a second TV because T insists on one in the bedroom.

    It kind of got me thinking about the future – I always imagined getting married closer to my 30s, and buying a house right after. If we go ahead with a 2013 wedding, that’s simply not going to happen. Possibly we could afford a unit/small townhouse, but I’m in the “house for life” camp. Moving is bad enough when renting. Landlording doesn’t interest me, and honestly, the market here is not for smaller dwellings (particularly new construction, often leaky apartments and terraced houses) but for the traditional Kiwi family home. And, you know, there’s the whole travel idea.

  • Living with friends. Yay or nay?

    Living with friends - is it ever a good idea

    Modified CC image, original by Flickr user stevendepolo

    When I first moved out on my own, I lived with one of my good friends. Nobody would rent to a couple of girls under 18, so we ended up moving into a six-bedroom house with a bunch of strangers. There were good things about that arrangement: rent included all bills, and the setup was a rare one: each tenant paid their share to the landlord directly. There were good times hanging out watching movies, gossiping and consolation when my ex and I broke up.

    But having so many classes together and, often, catching the same buses everyday, as well as living together, was a bit much sometimes. Our bedrooms were on separate floors and by no means did we spend all our spare time at home together, but I suppose I’m just not social enough to make something like that work.

    Later on, after T and I moved in together, we also lived with mates of his and a mutual friend. Those never ended well. Inevitably the financials caused awkwardness (partly my fault – I have no problem talking about money here or in real life, but asking for it – even when it’s for paying the bills – doesn’t sit right with me). Chores were a whole other can of worms – lord knows there are enough posts on this blog on that topic from those years. Flatting with friends in all of those cases proved a mistake.

    We’ve discussed possibly living with one of our friends in order to get a bigger and nicer house, but I’ve always dismissed the idea – although it might actually work, because he’s quiet and likes to do his own thing, like me – because I just don’t want to jeopardise that relationship. Likewise, another of my best friends used to talk about us all getting a house together and having a merry old Friends-esque experience (before going overseas and returning to plunge into poverty as a grad student, that is, scrubbing all talk of that dream).

    What’s your take on living with friends?

  • Will something better come along, or is this as good as it gets?

    House

    If only...Image via Wikipedia

    This week, we viewed our first prospective new home since our rent went up and we started tentatively looking at what was out there.

    Of course, it’s rare that a place lives up to the promise. The shower was far too small and low for T, the outside was positively peeling and dilapidated (I’m fine with a less than pristine exterior, but this was going a bit far) and quite significantly, the landlord came across as somewhat of a douchebag.

    The key things we do like would be having a garage and a bit of garden (yes, for under $300 a week!) and a decent sized kitchen. It’s one of two split units in an old villa/bungalow, with a third detached unit out back. The location is great and the street seems nice enough. I spend the majority of my time at work, so I want to live close to the office (logical, right?). This would be walking distance. (T is pretty much always going to have a long commute; the industrial areas are all out south and a highway hike away – and we would never, ever live in south Auckland.)

    The other attraction was the lack of letting fee – the landlord manages the property himself. He also, unfortunately, came across as a wanker, rushing us through the interior, attempting to scare every prospect into applying on the spot by touting the number of views on the TradeMe listing and going on about how in his decades of experience, the market is the tightest it’s been in years. That MIGHT have something to do with the Rugby World Cup, the biggest event Auckland has hosted in a long time. He also saw fit to deliver a lecture on how we should always come to viewings prepared with references and information to wow property managers. Mmmhmmm. I am aware of this. Perhaps the reason we weren’t jumping to sign on the spot was more due to doubts about the place?

    Don’t even get me started on the application form. Blurry and obviously photocopied too many times, it goes beyond any agency form I’ve ever filled out. Three character references in addition to previous tenancies, work and income info, and vehicle details? Not only that, it asks not for their contact details, but for references to be “attached”. Nobody gives written references these days; those died with personal cheques. Stuck in the past century much?

    So I’m torn. Do I bother filling out the application form, not being entirely sold on it – and knowing competition is likely to be fierce? T likes it well enough, but doesn’t love it (as I say, he’d much rather live way further west, unlike me. Compromising on location is proving tough). He’s really eager to move out, but I just know that having to crouch to get under that showerhead – which doesn’t even have adjustable pressure – every day is going to get old.

    Can I picture us living there? Well, we’ve lived so many places that anywhere can feel like home, really; that’s not a good test for me.

    Really, it comes down to that age old dilemma – get in quick, or wait for the ‘perfect place’ which may never emerge.

    What do you most value in a place to live – proximity to work, friends, amenities, bars and clubs and cafes? Outdoor living, kitchen, storage space?

     

     

  • Is there anything more disheartening than jobhunting? Oh right, househunting

    Inertia. How often does that dictate the course of your life? It is easier to stay put than to make a change, so you do.

    T has been wanting to move for a while. I haven’t. But now that our rent is going up, I’ve told him I will be happy to move when we find the perfect place. Because quite frankly, we have it pretty sweet here.

    $280 (or $560 a fortnight, as we pay it) is not a huge number, I suppose, but it’s still pretty significant. The thing is, we already had a ridiculously great deal – even at the new price, I’m not sure we’ll find a better rental. We don’t have neighbours surrounding us on all sides, we have off-street parking, and are close to everything.   Househunting in Auckland is also practically a full-time job in itself; it takes dedication and LOTS of time if you want a shot at anywhere half decent. It’s why LLs can get away with never renovating, having showings at 3pm on a work day, and not posting photos or addresses on listings. I shudder thinking about how religiously I checked TradeMe over the months it took to find our home before this one.

    Anyway. I just can’t bring myself to take that on just yet. If I magically stumble across the one, great, or if T does, even better (though it’s doubtful – he doesn’t have the obsessiveness it takes). Dabbling in real estate listings has already got me down.

    Here are a few examples of what we would get for our rent

    $280 a week  (T, excitedly: They’ve done up everything but the kitchen and bathroom! Me: So…they haven’t actually done up anything at all. A yard’s no good to me if there aren’t mixer taps)

    $265 a week (Cheaper, but again, ancient facilities. Also stipulating one tenant only).

    $290 a week (Cinderblock!!!)

    Here’s my dream housing situation for now: a standalone one-bedroom with garage, gate, deck and full pantry.

    More realistic: a one-bedroom that’s part of a house, or at the end of a block, with carport (maybe).

    I will admit – our place is tiny, but I don’t need a lot of space. I would like a bigger kitchen (one that’s not the same size as the bathroom), and a lockup garage would be nice (dream on!). I guess an actual living room would be handy too, although we wouldn’t have much to put in it.

    To find somewhere that ticks all the boxes, including being close to my work and bus routes (remember I don’t drive) just won’t happen. If we increased our budget, possibly, but I’d rather funnel money into my Europe/US fund than into more carpet to vacuum. And with the Rugby World Cup in full swing, it’d be insanity to go househunting for the next couple of months; we are, after all, right in the middle of it all, jacked-up rents and all.

    There’s also the matter of agent fees. A week’s rent plus GST, because landlords these days don’t want to do their own dirty work. I’ve never paid an agent fee before and I’d like to keep it that way if at all possible – that’s a fair chunk down the drain.

  • I want a place to call my own

    • Somewhere I can wholeheartedly commit to a herb and veggie garden and a compost heap instead of thinking “what if we move in the next year?” as we always seem to do.
    • Somewhere with a garage for T’s motorcycle and where he can work on greasy boy things.
    • Somewhere with a kitchen I’m not constantly banging my head on the rangehood, and I don’t have to put my back out trying to get into the corner cupboard; where I have counter space on which to roll out pizza dough and to place the food mixer I would finally be able to purchase.
    • Somewhere the hot water in the kitchen is actually hot.
    • Somewhere with more storage, so we can organise our stuff better, and leave it that way for a long, long time.

    It’s almost enough to make me throw in the towel, say f- it (who needs to see the world anyway?) and just focus on saving for a house.

    Almost.

  • Imagine.

    House in Lipsk.

    Image via Wikipedia

    What would you do if you no longer had rent or a mortgage to pay???

    My parents own their house and are mortgage free. They have been ever since we came to NZ. It’s pretty amazing…I was just thinking the other day how low their bills must be. No mortgage. I don’t think they have very much insurance (not even sure if they have car or contents insurance. Blergh) Neither works full-time.

    From an NZ-centric point of view, paying off the mortgage ASAP is a no-brainer. Mortgage rates here are quite high and we don’t have 30-year fixed terms. As far as I know, the longest you can lock in is 5 years.

    Housing is usually the single largest expense for any household, and if you can eliminate that…well, I can’t even imagine the possibilities! It varies, but rent is up to 40 per cent of our total spending, or up to about 20 per cent of our income. With an extra $1000 a month, we could eat like royalty, take a trip every month, or shave years off saving for a down payment.

    But that just ain’t gonna happen, so I’m not going to think too much about it. I’m one of those people who hates being asked “What would you do if you won Lotto?” I like to fantasise about things that are REMOTELY within my reach, thankyouverymuch.

  • An ode to neighbourhoods

     

    Mt Eden viewed from One Tree Hill

    Image via Wikipedia

     

    Not too long ago, a story broke about a power outage in my area. I’ve lived here since March. Yet, I had no idea where the street in question was. I consulted Google Maps; turned out the affected road was just around the corner from my house.

    That’s in stark contrast to my old neighbourhood; I lived in the same area, or the same cluster of suburbs, for over 10 years. From White Swan Rd to the Titirangi Rd end of New Lynn and from New Windsor in the north to the bottom of Lynfield, I bet I could name and locate (or at least recognise) most of the streets off the top of my head. After all, I’ve walked or driven down most of them at some point back in the day.

    I really took that for granted. When you grow up somewhere, it becomes your playground. I was lucky to grow up in a safe, quiet area, with half-decent schools, near a (unswimmable) beach, with lots of parks and bush walks. It may not be as handy as where I live now, but it’s a hell of a lot more affordable. I could NEVER afford to buy a house in Mt Eden, let alone Epsom. And even given the choice, I’m not sure I’d want to. It’s a little bit too posh for me; I would never feel quite as home as I would in my old down-to-earth, staunchly middle-class ‘hood.

    How well do you know your neighbourhood? Would you ever return to the area where you grew up?

  • My real estate dream, Part 2

    When Asian Pear commented on my last post about my dream house – she suggested starting with a fixer upper and doing it up. I’m totally on board with that.

    Here are my parameters for a house:

    – Standalone.
    – Garden/yard.
    – Decent off street parking (preferably garage).
    –  With a bath.
    – Decent sized kitchen and pantry.
    – Location. Good street (and not a main thoroughfare), good suburb. I have very fixed views about which areas are acceptable. I’m resigned to the fact that our budget will relegate me back to commuting hell, but that doesn’t mean living in the ghetto. I grew up in a nice, quiet suburb and would be more than happy to make my home around there. Or a little further out, more likely.

    I don’t want to stretch too much for a house, but at the same time, I want to put down roots. Nest. I want it to be a place I could stay and imagine having my family, without knowing that we’d have to move to a bigger place once we had kids.

    I won’t even go near apartments or terraced houses. Mainly because of construction worries – so many were shoddy rush jobs in the boom and no way am I getting caught up in leaky home syndrome. And it’s not the lifestyle I want, as per the previous paragraph.

    But do-ups are not actually very cheap at all, not to mention few and far between. I thought I’d go out and hunt down a selection of houses listed as do-uppers. Take this one at over $500k. Or this one. Hardly ramshackle, right?

    Further out in the suburbs there’s this or this. You’d probably also find some REAL doozies – some honest to God DIY projects  especially out west and south. (We actually looked at this house the last time it was up for rent. There’s a reason there aren’t many interior shots…) But out in suburbia proper we’d probably just buy something nicer. For example: this or this at $419k. Or this for $395k.

    Of course, even $400k is probably going to be beyond us. Which means hello, Waitakere city! (Although we’ll all be one under the new super Auckland council, west Auckland is always gonna be, well, west Auckland. Hello hour-long bus rides again, forty-ouncers at parties, and the Daktory.)