The other day I updated my About page, and one thing jumped out at me: the words “I’m not one to have a 10 year plan”.
It’s true, I’m not. But I am the kind of person who sets short-term goals. Okay, so I never used to do that before I started blogging (none of my previous New Year resolutions to clean and exercise more ever came to fruition), but setting goals and keeping myself accountable has seriously changed my life. I’m talking small, but not insignificant ways. And there’s no way I’d ever stay on track if I wasn’t making them public and blogging about my progress.
So, inspired by MPP – here are my rough financial goals for my 20s.
1. Save $10k by the end of the year.
2. Up my Kiwisaver contributions to the max 8 per cent
3. Save for major travel – a trip around the South Island, a Pacific holiday, a cruise, the UK and Europe…and so many more places.
4. Save for a house downpayment.
I think having an extremely broad long term plan helps in creating motivation for your short term plans. You’ll know that you can’t complete your LT goals without taking the baby steps first. I have no doubt that you’ll not only meet but exceed those goals.