Nothing feels quite as sweet as returning to being a two-income household.
I love it. He loves it. It’s not the most stimulating of work, but the culture is great, the boss goes above and beyond, and (touch wood) the plan is a fast track to a much more advanced position. The hours are long, so even though he’s not making quite as much as he once did, it evens out. There’s opportunity for more OT, and unlike when he worked as a fabricator, it doesn’t seem that if you work one extra Saturday morning, they’ll milk you for more and more and more until you collapse from exhaustion.
So for the first time ever, we’re both saving regularly, paying ourselves first. He’s spending more than I think if necessary on, well, stuff (I have no idea what) but the whole idea of blow money is that he can buy whatever he wants and I don’t judge. And he’s handling that from his own account – also a first. I’m having to restrain myself from clucking over it and checking in like a mother hen – as long as he doesn’t overdraft (or ideally, dip below $100), it’s his domain.
Our money is not, and never has been, fully merged. I imagine once we’re married we will, but for now, our savings are separate due to the disparity.
Instead, he’s contributing a percentage to our household expenses, enabling me to up the amount I’m saving. So far, it seems the easiest way is to reduce the amount I’ve been putting toward all our bills by his contribution. In effect, basically funneling it straight into my saving account. After all, I’ve been covering everything on my own up till now, so anything he puts in basically equals how much extra I can save.
It’s a little scary for me, relinquishing total control. After all, the last time he had free rein over a bank account, he ended up nearly $1000 in the hole. I imagine it’s a little like letting your child ride a bike, or watching them learn to walk for the first time. Seeing them off to kindy on the first day. Wish us luck!