I cannot wait to have my bed paid off! For someone who seems to be financially sussed, more or less, this was my worst decision ever. It’s on an outrageous interest rate, and they keep sending me ‘offers’ in the mail (which funnily enough have increased exponentially in the leadup to Christmas…suspect??!) It’s a total waste. They are colour printed cards, wrapped in plastic….much like the insane packaging on PR products sent in at work, I can’t stand to think much is wasted for the sake of marketing.

I should probably ring and opt out, but it’s too much trouble…only a couple of months to go, and come to think of it I haven’t had anything from them for a few weeks. No mailers telling me I’m preapproved for a laptop for 4 years at 20 a week.What a privilege! The boy spotted one of them once, a flash phone caught his eye and so did the $20 a month payment. I had to admit it was a pretty good price, too, which I didn’t like to admit. Until we saw it wasn’t actually a monthly payment…it was weekly. Ouch.