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  • Let’s see what happens when I choose myself

    A goal without a plan is just a wish - NZ Muse

    I can’t recall ever being so excited for a new year.

    For so long I’ve been putting others first, to the detriment of my own physical and mental wellbeing.

    All it’s served to do is drain my bank account and reserves of patience (and let’s face it, neither were all that flush to begin with).

    No more.

    Resisting that caretaking urge, to take over things, to handle them, goes against every instinct I have. But it must be done.

    It’s easier to achieve when you have focus on a singular mission. This year that’s my own health and happiness.

    After all, the only good things that happened last year were the things I made happen. Funny that.

  • The intersection of capability and circumstance (in personal finance)

    financial capability nz

    A few months ago I accepted a new position that perfectly suits my nerdy, money-loving heart – one with the overarching aim of helping people get ahead financially.

    Very early on, I got to attend a particularly enlightening conference (the video below comes from that) and also a community workshop in a lower socio-economic area of Auckland. Let’s just say the challenge is huge. More than ever, I’m coming to understand the complexity of the issue: it’s not just about individual efforts and bootstrapping, it’s about human nature and psychology – and of course, the wider system.

    In a country like New Zealand, where the cost of living is pretty astronomical, budgeting can only take you so far. Where housing costs are out of control, home ownership is spiralling out of reach, the rental market is squeezed and the condition of rentals is a public health issue. Where public transport is pretty abysmal, and low-income households often lack access to a vehicle, and therefore, supermarkets and healthy food options. Where certain cultural norms mean that family can either be a boost or a drag, holding individuals back from getting ahead. Where high burglary rates mean frequent setbacks, unless you can afford excellent insurance. Where people being locked out of the property market today is going to have huge ramifications when this generation reaches retirement.

    True, some people don’t have huge lofty goals and aren’t particularly interested in ‘getting ahead’. But we can’t get away from the fact that we live in a capitalist society, and you need money to exist in it. Inflation is a fact of life; things are only ever going to get more expensive. We’re already a low-wage economy, and if your income remains stagnant, you’re going to wind up at the wrong end of the inequality gap – a yawning gap that’s only growing. I for one don’t want to wind up being a burden on society. So I was really happy to see a session on upskilling and increasing your earnings as part of that community programme, because spending is only half of the equation. It doesn’t matter how good you are at budgeting, if you don’t have enough money coming in, you’ll never get ahead.

     

    Sure, let’s build financial capability so people are better equipped to deal with whatever circumstances life may throw at them. (Pretty much everyone can and should be doing better, to varying degrees.) But it’s about more than that. Health, family, educational, church systems – all contribute to financial wellbeing. IMO so much hinges on those early years; if you start out behind it’s a lot harder to catch up and overcome setbacks. And the worse that things are for you now, the harder it is to think about the future.

    (For one of the best posts I’ve read on this topic, head over to Frugalwoods.)

    I’ve been fortunate on the health, employment, family fronts. Not everyone has the luxury of that kind of head start. You need to be able to get ahead of yourself in the first place, to get ahead of your paycheck, build up a buffer, get a reliable vehicle, secure your housing situation.

    And yet, I came on board at a personally tumultuous time, financially speaking. By the CFSI’s reckoning, I was probably a bit closer to Financially Tenuous rather than my usual Financially Striving. It was so, so hard to come into work every day, think about personal finance, listen to coworkers’ tales of buying houses, all while shit was falling apart in my own life. Despite that, I’m so happy to be doing what I’m doing. I feel like it’s the perfect time to join the fray – financial capability is on the political agenda, recent legislative changes have improved consumer protection around credit and disclosure, and we’ve only just begun.

  • What is happiness, anyway?

    A is for Angst

    “Are you happy?”

    For someone who professed to be terrible at giving advice, he was a ninja of tact. When in doubt, and pressed for an answer, simply rebut with a question in turn – it’s a fail safe tactic. Particularly when you’ve been put on the spot by someone you don’t know all that well. Oops.

    The problem with the ‘are you happy?’ benchmark  is that happiness isn’t static. If we all did what made us happy in the short term, well, the world might be a very different place. It’s called adulting.

    “Happiness is fleeting and at times elusive. We won’t always grasp it, and we’ll forgive ourselves if we don’t. Our lives might not always be happy, but they will be full with experience and with one another.”    (via A Practical Wedding)

    The struggle

    I’ve been finding happiness in the little moments. But I don’t know if those are enough. I don’t know if that makes up for the overall instability of our current existence – because this is my LIFE, and I’m the only one who has to live it and the only one who can take full responsibility for it.

    I can’t tell if I’m cold or codependent (that probably changes from moment to moment). I can’t tell if I’m expecting too much and need to learn to roll with the punches or if I’m an idiot for sticking it out so long. I feel like I could paint at least two very different pictures, two very different interpretations, of the past few years, and I honestly don’t know which would be the more accurate. I don’t know where to draw the line, because there is no clear demarcation for these kinds of things.

    From a wholly pragmatic perspective, I should have walked months ago. I tried, sort of. But I’m very good at that womanly thing of Putting Others First. Too good.

    The question I’ve been asking myself a lot is: How do you know? There are things we’ve been taught are dealbreakers in relationships. But for most of us, it’s not that clear cut. So many times I’ve just wished for someone to tell me what to do, and be done with it.

    What is expecting too much? What is expecting too little? Am I settling? Am I being unrealistic?

    I ain’t saying she a gold digger, but I do require an equal partner.

    Truths to live by

    It’s insanity to keep doing the same thing and expect different results.

    Do not expect other people to change.

    I am the only person responsible for my own happiness.

    (Oh, and the sunk cost fallacy – throw that in there too.)

    Words of wisdom

    I’ve been finding a lot of comfort in a lovely comment left here some months ago:

    “I used to go to sleep some nights thinking I was going to wake up the next morning, pack a suitcase and head to my mom’s and start the separation process. … I also would give myself ultimatums like ‘if it’s not better by this date I’m leaving’”

    I remember reading somewhere – I suspect in a post about unconventional relationship advice – that you must be willing to walk away. Now, I know it’s commonly thrown around that people just aren’t committed enough today and that they give up too easily or expect perfection. But to be frank, I’ve yet to see a single example of this in the lives of anyone I know. We’ve all got the opposite problem – we don’t know when to walk away. We hang on for all we’ve got.

    I thought I was willing to walk. But it took months to actually muster myself to that tipping point and look over the edge.

    And I can’t lie, the terror I felt was almost paralysing.

    Being there, though – that was a turning point. I was making plans. I was saving listings on TradeMe. I went and looked at another place to live. It wasn’t just an option; I was committed to leaving. (Not necessarily the relationship, but definitely the living situation, for many pragmatic reasons.)

    What changed my mind? So many little things, barely on the spectrum at all, really – a toothbrush, an unexpected encounter – but enough in aggregate to drive me into even deeper contemplation. Ultimately, a third path started to crystallise. I ran scenarios, crunched numbers. I thought I found a way to get what I wanted, without having to shake up my entire life right now. A win-win, as they call it. There’s nothing quite like feeling backed into a corner, and finally seeing a sliver of light in a new option as it reveals itself.

    Moving forward

    The most important thing is not my marriage. It’s ME.

    I certainly haven’t been acting like it. But once I finally cemented this in my mind, things became a lot clearer.

    Again, this is my life. I only get one, and I’m the only one living it. There are things I cannot control in it, things that have made life quite miserable. But there are other things I can control, and can change, to mitigate that. Sour as that lemonade is to swallow, it’s not as bitter as the lemons.

    So, I’m making plans to achieve the things I want. My number one priority is myself. The status quo is unsustainable; a 2016 without progress is unacceptable.

    Hopefully the future still involves us growing old together – but if it doesn’t, I have made peace with that. That might sound depressing, but I find this freeing.

    Happiness is having a plan.

    TL;DR: Money is the most important thing in the world. Don’t believe anyone who says it isn’t.

    (Sorrynotsorry if that offends your romantic heart.)

  • On guilt (and a litany of confessions)

    The last few months have brought a lot of tears.

    I left a job I loved for a job that I also love, in different ways. I cried a lot about that. I carried a fair bit of guilt about it. But when it comes to career moves, I’ve never regretted saying yes, even though at the time I never felt quite ready to move on just yet. I feel so stupidly lucky to have had not 1, not 2, not 3 but 4 dream jobs in a row, and to tick off working in two areas I really wanted to try.

    I’ve realised I’m perhaps not the best at judging others based on first impressions. (Ironic, since I give off a terrible first impression myself.) I feel a little guilty for pigeonholing a few people so quickly, whom I now have lots of affection for.

    I couldn’t stop comparing myself (and coming up short) against a couple of peers who I can’t help but feel a bit of rivalry with. I would always feel guilty for feeling a bit smug when they stumbled or came up against hurdles.

    I’ve spent so much time pondering what I want and need from a partner. I felt a lot of guilt around balancing my own needs with our needs.

    I developed the most inconvenient crush. I felt crippling guilt about this one. I’ve had them before – a guy at uni, a former boss – but in this instance things were different for many reasons. Not to the point I would ever have acted, obviously, but this one just kept growing for some time.

    I realised I should have opened up more to friends. I can’t help but feel some guilt for being so selfish, and realising now that we were all separately, quietly, struggling. Maybe we would all have benefited from sharing.

    I’m now in the phase of life where people around me are starting to divorce. I feel a little guilty for still being married and also, conversely, for the envy I feel – how much simpler in some ways a single life would be.

    I feel guilty for the small, buried part of me that for the longest time conflated divorce with failing. As firmly as I am against staying married when things aren’t right – and hell, so many times I wasn’t sure I was going to make it myself – deep down I would have considered it a personal failure. But I’m glad to be able to say that this is one judgemental quirk I’ve now managed to put to rest, even if the catalyst for this is a sad one.

    Bit by by, I’ve let go of all this guilt. It is exhausting to carry around. Ain’t nobody got time for that.

  • Just say it.

    No woman is an island

    Last week I came out and said something that had been bubbling away in my mind for weeks.

    It was the kind of thing I didn’t really think should be said, not just yet, but maybe in some ways, it did.

    I’ve been doing this a lot more lately – coming right out with stuff. Uncomfortable stuff. And amazingly, the world isn’t ending.

    It’s so easy to fall into the trap of thinking that nobody else can understand and nobody else is going through the same thing.

    It’s so easy to retreat and hide. I spent most of 2014 avoiding people.
    When my life was falling apart and there was no light at the end of the tunnel I couldn’t handle it – when everyone else’s lives were going much better I couldn’t swallow the jealousy. Pain is isolating. And it’s difficult to think that when I was wrapped up in my own struggles, friends were quietly going through their own heartbreaks. We’re all coming out the other side  and bringing it all into the light.

    (It’s really nice to not feel that way anymore. I know I can’t just hold it all inside again, because I will implode. It didn’t work then and it most certainly won’t work now.)

    None of us can say our lives are what we thought they would be at this age. And as young women from Asian backgrounds, I think that’s in many ways extra hard to cope with and to admit.

    But it feels good to let stuff out. It’s the only way.

  • Finally, a movie that’s realistic!

    ‘Passion trumps all’ is a pretty typical movie trope.

    So while watching Teacher of the Year, a 2014 indie film, I was pretty confident I knew how it would end. T agreed, and he is a MASTER of film and TV (he called the twist in The Prestige about 10 minutes in, which really bummed me out.)

    SPOILERS FOLLOW!

    Mitch Carter is the titular character, a well loved English teacher at a wacky charter school (his fellow faculty are disturbingly hilarious and provide pretty much all the humour). Then he gets a stupidly lucrative job offer to become a lobbyist for an educational organisation. Tough choice, right? He loves teaching and loves his students … but  on the other hand, $$$! As in, more than double!

    Why can’t I keep doing this and make that kind of money? he wonders to a another teacher in the staffroom. You can’t. Take the job is her response. Otherwise, he’ll be in the exact same position in 10 years, not making much more, and with all the same frustrations.

    It reminded me of a conversation I had with a colleague at a previous job shortly before I left. Knowing we probably made fairly similar salaries, she asked, “How do you manage?” I told her I didn’t have a student loan to repay, and was pretty frugal, and she seemed to accept that. And you know what, it WAS fine at the time. It’s one thing to be a journalist in your early 20s. But the older you get, well, the older the whole shebang gets. If you want a family, a home, to sleep on nice sheets, splurge on good food sometimes, take occasional holidays, or have even hobbies (especially sporting ones) … journalism is probably not going to support that.

    Everything in the film, IMO, seems to be pointing towards Mitch staking his ground on the passion/mission side and remaining an educator. Everyone at the school, teachers and students alike, love him. His wife fears that the required travel will take a toll on their family, especially their young daughter. But they have another baby on the way, her job sucks, and he doesn’t want to see her ‘killing herself’. Maybe this way, she won’t even have to work at all. This all really resonated with me – how much more squeezed-middle-class can you get?

    “This could change my life,” he says. “I’m just trying to decide whether or not my life needs changing.”

    It does. In the end, he decides to try for it all. The high paying job AND the perfect family. Maybe he won’t get to see the difference he makes to those high school kids every single day … but eventually you need to put your own family and their needs first.

    God, I sympathise. Is a perfect balance possible? No, I don’t think so. But I want to try anyway. Earn more. Love my work. Cultivate my marriage. Have a family.

    What was the last movie you saw that surprised you?

  • The differences between white collar job hunting and blue collar job hunting

    White collar job hunting vs blue collar job huntingHere’s a post that’s been percolating for a while, based on observations I’ve made. I’ll broadly differentiate as white vs blue collar, though I’m counting, say, non-office-based sales work here under the blue collar umbrella.

    Getting the job

    The interview-to-offer ratio

    In my experience in the white collar world, employers work hard to shortlist very few candidates and only interview a couple in person. On the other hand, blue collar employers seem to bring people in willy nilly. I am deadly serious when I say T has been to more job interviews in a single week of job hunting than I have in my entire career. So many interviews, so few offers. So much time wasted bringing someone in just for a chat. Ever heard of phone screening?

    The sheer difficulty of interviewing

    Interviewing when you’re unemployed isn’t too hard, logistically. But if you’re still employed?

    Well, for me it’s never been a biggie. I can take my lunch whenever I want and have the flexibility to duck out to appointments during the day if needed, and make time up. For him? Breaks are strictly timed, usually at set times. That makes it pretty hard to get away for an interview during the day, unless it happens to be on the same street. And again, refer to the first point above about the sheer number of interviews required to get anywhere.

    On the job

    Transport costs

    Speaking of that inflexibility, that often necessitates having a reliable vehicle so you can be sure of getting to work on time every day. And if you work anything outside of 9-5, you can definitely write off public transport as an option. Yet it’s probably a struggle – at the very least, when you’re starting out – to afford a decent car. So much irony: low-level job, strict hours, struggling to afford transport in order to keep said job.

    Blue collar jobs are much more spread out over the whole city, whereas white collar employment is more concentrated in town. This further complicates the whole transport issue (‘just move closer to work’ isn’t that simple).

    Tools of the trade

    Even with discounts, we have spent hundreds, if not thousands, on gear and tools and training for him at various jobs. All that on not particularly high wages, really. True, you can take some of these with you to new jobs … but that’s if the stuff doesn’t wear out or break or expire first.

    I’ve never been expected to pay for things that I need to carry out my duties at work. There was one time I paid for a design/photo-editing app out of my own Apple account and didn’t submit for reimbursement. DON’T do that by the way! It was certainly not expected, and I kick myself now for that. What was I thinking? (I was thinking that I felt grateful for the salary at my new job and I could easily absorb the cost. NOT the point.)

  • Sometimes the best parts of life are also the hardest

    It was the best of times, it was the worst of times.  Sometimes the most awesome chapters in life are also the hardest

    A friend and I were recently bemoaning the fact that life never feels settled. We would quite like things to be stable and boring for awhile, thanks. But it seems adulthood involves accepting that things are never quite that easy.

    In fact, some of the best times in my life have also been the toughest in other ways.

    A couple of examples:

    Last year felt good for me professionally, but was decidedly terrible for him workwise. I didn’t get to enjoy my hefty raise, as it went towards supporting us both.

    Italy was my favourite European country to visit – yes, for the sights, but mainly for the food. Oh, the food – it changed both of our lives forever. And yet, it was also incredibly hard at times. We hit two real low points there: an awful train ride where I honestly thought I would need to continue on the rest of the trip alone, and getting lost looking for our first hotel in Naples, ending with a thrown backpack and a subsequent water leak. Oh, and  a couple of days later (still in Naples) I found myself crying on the street … the last straw was something like being unable to find anywhere that would sell me the train ticket I wanted.

    Fate – it gives with one hand and takes with the other.

  • Careers, compromise and capitalism

    just a girl in a capitalist world

    Time for the latest installment in the ‘loving your work’ series! (Previously: Can we all realistically expect to love our jobs? and The job-that-you-wake-up-excited-for propaganda.)

    The TLDR version: It’s hard to not feel a bit hypocritical whenever I write about this, since I’ve always known basically what I wanted to do, followed it where it led and had it work out. BUT! I am married to a textbook Scanner who still doesn’t know what he wants to do for the rest of his life. At last, thankfully, I think we’ve weaned him off the ‘find your passion’ Kool-Aid (it’s so ridiculously pervasive). At some point I think you need to choose: spend a lifetime chasing that elusive and possibly nonexistent thing, or stick with something and be able to fund the other things in life you enjoy or aspire to, such as having a family, playing sports, travel.

    We all know money matters

    It may not always buy happiness, but a lack of it is a surefire path to unhappiness. Money, (or lack thereof) more than job dissatisfaction, sex, housework or any other issue you can name,  has always been the toughest issue for us. It’s no coincidence the two times that nearly broke us were during times of unemployment.

    As this excellent Aeon piece on happiness/meaningfulness (worth a read in its entirety) observes, “Happy people say they have enough money to buy the things they want and the things they need.”  Security of employment/resources falls in the second most important tier of Maslow’s hierarchy; ‘self-actualisation’ is just the cherry at the very top. 

    The intersection of money + career has reared its head for me again recently, with my change of direction and T finding, then losing what seemed to be a 90% dream job, followed by a good job that turned toxic.

    T has always worked to live, rather than lived to work.  Certain material things and being able to spend somewhat freely are important. Dog, kids, motorbike, project car – these things all cost money. And here, they boil down to needing to buy a house (not to mention all the other things that make renting here a genuine nightmare). Oh, and that in turn ties back into needing even more money. We cannot afford to wait around for years for my husband to figure out a dream job (which I doubt exists for him), and he knows it.

    In short, we have dreams, and none of those dreams come for free.

    Find a job that lights your fire? Fantastic, but if not, well, you’re not getting any younger and at some point you need to stick with something. The recession and layoffs aside, you can’t afford to bounce around from low level job to low level job forever, never increasing your income, or your earning potential.

    What if you don’t have a passion?

    When you know how you like to spend your money, but not what you want to do to earn that money, to me it only makes sense to search out a job that fits your lifestyle.

    I rather like the plan laid out by Marty Nemko in Kiplinger:

    My advice? Unless you’re a driven superstar, pick a non-glam career that you’d be good at… Pick the one offering as many of these characteristics as possible:

    • Moderately challenging
    • Meaningful work
    • A kind, competent boss
    • Pleasant co-workers
    • Learning opportunities
    • Reasonable pay
    • Reasonable work hours
    • A short commute

    At one point in his job hunt last year, I came across an advice letter penned by Mike Rowe of Dirty Jobs fame, which seemed like it could have been written just for him. Here’s Mike’s response to a guy seeking excitement and flexibility but with steady pay; a hands-on type of person who hates offices and gets bored easily but wants to have a family at some point. No big ask, huh?

    Stop looking for the “right” career, and start looking for a job. Any job. Forget about what you like. Focus on what’s available. Get yourself hired. Show up early. Stay late. Volunteer for the scut work. Become indispensable. You can always quit later, and be no worse off than you are today. But don’t waste another year looking for a career that doesn’t exist. And most of all, stop worrying about your happiness. Happiness does not come from a job. It comes from knowing what you truly value, and behaving in a way that’s consistent with those beliefs.

    Harsh? Yes. But there’s truth in it. Job satisfaction is complex and happiness is not going to come from trying to figure out some inchoate passion. Every single job where he’s enjoyed the actual work has had major, potentially unsustainable inherent downsides. Lack of money/potential advancement. Physical exhaustion/danger. Less than ideal hours/schedule. And that’s before even getting to peripheral things like bad managers/colleagues.

    As Penelope Trunk once wrote of his personality type, or very close to it: “The key to being a successful ENTP is followthrough. Because lack of followthrough is such a huge risk factor for an ENTP, it’s almost more important to followthrough on anything than to followthrough on the right thing.”

    Finding happiness at work

    Work is about so much more than your actual duties. There’s the environmental factors – commute, your physical surroundings, dress code, etc. The people factors – are you treated like an adult, does your boss micromanage, do you get along with colleagues? All these  intangible elements that can make or break working conditions, and that’s before we even get to whether the job offers variety, autonomy, challenge.

    What we’ve come to realise is that in a way, this is a bit of a crapshoot. As my career hero Ask A Manager lays out:

    I’d even go so far as to say that there’s no such thing as a dream job that you can truly recognize from the outside. Because as much as you think you might love doing that work for that company, it might turn out that the boss is a nightmare, or your coworkers are horrible, or the company makes you sign out for bathroom breaks and bring in a doctor’s note every time you have a cold, or you’re abused daily by clients, or your workload is so unreasonably high that you end up having panic attacks every morning.

    Dream jobs do exist — when it’s work you love, at a company that treats employees well, working for a great manager, alongside coworkers who are competent and kind, or at least unobjectionable — but it’s dangerous to think something is your dream job before you’re really in a position to know.

    It doesn’t have to be a choice between extremes – a $150k job you hate and a $40k job you love – there’s usually options in between. It’s hard to place any hard and fast rules on this kind of thing, but for example, I’d personally trade a ‘dreamy’ $50k job up to an ‘okay’ $80k job any day. (Adjust the numbers accordingly for your area’s cost of living…)

    ‘Do what you love’ is a nice philosophy and it works for some of us, but I absolutely detest it as blanket advice. At the risk of aiming too low, perhaps – just don’t do something you hate.

    We rarely hear the advice of the person who did what they loved and stayed poor or was horribly injured for it. Professional gamblers, stuntmen, washed up cartoonists like myself: we don’t give speeches at corporate events. We aren’t paid to go to the World Domination Summit and make people feel bad. We don’t land book deals or speak on Good Morning America.

     
    lthough my friends sometimes accuse me of being unromantic, I don’t believe in the concept of soulmates.  I just don’t think that there is one person out there with whom we are destined to spend our lives.  Rather, I feel that there are a number of people out there who could make us happy – See more at: http://quickbase.intuit.com/blog/2013/09/23/how-to-love-what-you-do/?priorityCode=3969702399&cid=aff_cj_6150161#sthash.Sfp4gCaa.dpufAt the risk of aiming too low, perhaps – just don’t do something you hate.

    Or how about letting your passion follow you? There is so much goodness to unpack in this Billfold piece on discovering job satisfaction, written by someone who was toying with taking up fulltime work in a field she volunteered in but came to realise that mission and purpose are not everything:

    While I had always believed generally in the cause I was working for, it didn’t speak to a deep part of my identity. The day to day tasks, however, did excite me. I liked the variety, the creativity, the people I worked with, and the latitude I had in my role. I recognized that I had a lot more control and flexibility around my responsibilities than I had previously thought. I also loved my work environment, which included wonderful colleagues, a predictable schedule, and natural light. Ultimately, I realized that these elements were far more influential to my overall satisfaction and emotional health than working for a cause I’d believed in since I was a kid, but whose day-to-day responsibilities were a poor fit for my personality.

    Life’s too short to starve for passion’s sake. It can be fun when you’re young but it gets old fast. Trading glamour/ego for more money/a normal workload is something I do not regret one iota. It’s also nice being on the side of a growing niche, rather than a struggling one – feeling positive and hopeful about lifetime career prospects rather than depressed.

    At some point in my 20s, I came to the conclusion that I don’t believe in soulmates. I believe there are a lot of people out there we could be happy with.  If we waited for total perfection, nobody would ever get married. And likewise I suspect there are a lot of jobs out there that many of us could be perfectly happy with. I was pretty excited about all the possibilities when I started job hunting a year ago, and I hope I get to explore all those paths over the coming years (unless of course I lose interest in some of them, which is always a possibility).

    Because don’t get me wrong: I need a lot of variety.  Honestly, even if traditional publishing wasn’t in the state it is in now, I’m not sure I would’ve stuck around forever. I was ready for a change.

    Having grown up in this era, I started out with rose-tinted visions of some unicorn of a dream job. Now I’m older and wiser and perhaps a tad more cynical and mercenary.

    “The work world has become a battleground for the struggle between the boring and the stimulating. The emphasis on intensity has seeped into our value system. We still cling to the idea that work should not only be challenging and meaningful — but also invigorating and entertaining. But really, work should be like life: sometimes fun, sometimes moving, often frustrating, and defined by meaningful events.” –  Po Bronson

    Did you always know what you wanted to be/do?

    The form you have selected does not exist.

    Although my friends sometimes accuse me of being unromantic, I don’t believe in the concept of soulmates.  I just don’t think that there is one person out there with whom we are destined to spend our lives.  Rather, I feel that there are a number of people out there who could make us happy. – See more at: http://quickbase.intuit.com/blog/2013/09/23/how-to-love-what-you-do/?priorityCode=3969702399&cid=aff_cj_6150161#sthash.Sfp4gCaa.dpuf
  • It’s not about what you DESERVE

    It's not about what you DESERVE

    The other day, I had to talk myself out of booking flights to Niue for next month. I tell ya, at less than $100 each one way, it was a tough call. After all, travel is my weakness.

    Niue is one of the destinations on my bucket list, but ultimately it just isn’t the right time. Cheap flights are great, but accommodation is pricey (remote island, whoo! Niue tourism is pretty young still from what I can tell). And I’d like to go in whale watching season, which starts in July.

    We already have a Japan trip later this year, T isn’t really in a position to take any time off, June will be busy at my job, and hello, recovering from a financial trainwreck. Niue is fairly close, I often see good package deals and I’m sure there will be more in the future.

    But man, sometimes it’s hard to make the smart choice.

    Don’t I deserve a break after a nightmare year?

    If only life worked that way.

    Doesn’t T deserve an awesome, secure, full time job?

    Don’t I deserve a decent home to live in after enduring years of terrible rentals?

    Hell fucking yes. But this ain’t the movies and people don’t always get what they deserve.  (It’s particularly galling when people around us have houses bought for them when/because they only have four grand banked or an unplanned kid on the way. That’s never going to happen for us.)

    It goes both ways, too.

    Did I really deserve to get paid more per hour to run around and stick up flyers at my first office job, compared to when I typed documents and made up invoices back at the office?

    Did I really deserve double pay on weekend shifts at my first editorial job? (God bless unions.)

    Did I really deserve not 1, not 2, but 3 dream jobs in a row?

    But back to my original point. Much as I’d like to indulge in a tropical getaway right about now, working towards getting into a stable home where we can have a family and pets is way more important. EYES ON THE PRIZE.

    When you get right down to it, we all deserve better – a better car, a better house, a better holiday – whatever does it for you. You deserve better. We all do.

    That said, we also need to make savvy decisions about what and when we’re going to spend. The timing’s got to be right – otherwise we end up dissolving money in the near term and turning our backs on the opportunities we can take up for the long term.

    – Sorted.org.nz

    Wise words, right there. It’s hard to say no, but Future Me will be grateful for it.

    What’s your ‘big prize’ right now?