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  • Link love (Powered by super salmon and goat curry)

    Snapshots into my life right now:

    • Someone posted our class photo from 2003 on Facebook and started tagging everyone in it. I can’t believe it’s basically been 10 years since we started high school.
    • Bodies are funny. Not so long ago, I couldn’t eat peanut butter without breaking out in cysts, I couldn’t go a day without washing my hair and NOT look like a homeless swamp monster, and I had less of a face than I did an oil slick. None of these are true right now. Yay hormones righting themselves, eventually!
    • Attending the Magazine Awards this week, it struck me just what a rich history and tradition the industry has. I hope one day digital media will host its own equivalent (and yes, I know there are the Webbys, ONYAs, etc, but one that’s purely editorial would be bangin’).
    • I would quite like to be able to put the phrase “award-winning” in front of my name. Perhaps some day.
    • I was finally, I think, getting comfortable with the idea of getting married in the next year or two. And then I wasn’t. My original life plan included getting married close to 30 or so, at which stage we would then be ready to buy a house and have kids. Marriage was a trigger, really, for that next life stage. Getting married at 24/25 means coming back post-honeymoon to years more of the same: renting crappy Auckland housing stock while scraping together a deposit. Someone I know reckons she was never this cold while living in Canada (where it SNOWS) because property there is actually properly insulated.

    Links I liked this week:

    Blueberry cream cheese pie with shortbread crust (via Poor Girl Eats Well). Drool!

    Triple berry buttermilk bundt, by Smitten Kitchen

    Stonesoup explains how to get more fish into your diet, even if you don’t live near the sea

    How to learn a language in 90 days, at Zen Habits

    Ask A Manager busts some myths about job interview thank-you notes

    Aloysa shares her thoughts on the can-women-have-it-all debate

    Earth and Money shares how to pull off a frugal, green wedding for $5000

    Finally, TeacHer Finance voices something I’m feeling lately – that the financial journey never lets up

  • Link love (Powered by cold feet and Bones)

    I know I just posted about the importance of giving, but it’s hard to muster up money and motivation to give to an acquaintance – who has lived the most privileged life you can imagine – who is now fundraising to go overseas on a charity mission. Just saying.

    I’m a bad person.

    Linky time

    Thanks to American Debt Project for hosting the latest Totally Money carnival (I’m an editor’s pick!)

    And Nerd Wallet for hosting the Carnival of Personal Finance (I’m in there with my post on charitable giving)

    Susannah Breslin busts three myths about working from home.

    Life, Etc talks blog envy, and features me in her latest Life as a Pie post

    Some advice on talking to people who’ve recently lost loved ones, via Jessie’s Money

    A timely post for me at Makeunder My Life about the reality of relationships – I guess the key is lowering your standards to be more realistic, without going too far.

    Walking in Heels shared lessons learned from a decade of driving and dating

    Brutally honest. Redhead Writing on admitting your fears

    The dark side of budgeting is a scary place. I’ve been there (via The Happy Homeowner)

    Lies that TV tells us, at Twenties Hacker

    An expat’s lament, from Musings of an Inappropriate Woman

    This (nail on the head) Editorialiste post made me depressed about my industry

    On a happier note: Butter ice cream! Hungry and Frozen is a girl after my own heart

    Or how about these chocolate swirl buns at Smitten Kitchen?

    And finally, one of my favourite this week: Neurotic Workaholic’s post, When I was a kid…

  • Link love (Powered by focaccia and fashion fails)

    Right now, I’m …

    Loving:

    Game of Thrones. Season two, whyfor you go so quickly?

    Still, I’m choosing not to get my fix by reading the books. People either LOVE or HATE them. From flicking through a couple of the novels at Real Groovy and checking reviews on Goodreads, I’m pretty sure I would fall into the latter camp.

    Makes for darn good TV though.

    Hating: Winter. The short days (it’s dark when I get home). It’s impossible to do laundry. We’ve gone this long without a dryer and I don’t want to get one. After all, there’s a laundromat just down the road with industrial dryers in dire straits.

    Puzzled by: the high number of people viewing my LinkedIn profile this week, mostly from Asia, and people Googling my name.

    Morbidly intrigued by: the trial of Ewen Macdonald, accused of murdering his brother-in-law. What the hell do you do when your husband is accused of killing your brother?

    The last time I remember being this caught up in a murder was the Carmen Thomas case, which her partner was found guilty of. I’m probably not the only one – after all, high-profile cases featuring well-off, good-looking Caucasian victims with a distinct air of mystery don’t come along everyday, and the media jumped on both. Heck, I was part of that, at least back when the suspects were identified (because it takes a very long time to get from charge to trial).

    This week’s links:

    A neat idea at The Goods for putting together a bridal wedding day survival kit

    Serendipity’s list of financial lessons, True Blood-style

    Married with Luggage has an outstanding post on dealing when things don’t go as planned

    Kommein on the problem with tribe marketing and internet marketing credibility

    A good list of online apps/tools for writers, via BusinessJournalism

    What’s it like running a B&B from your home? Ginger explains

    Love this post on Get Rich Slowly: a statute of limitations on regret

    What’s going on with you this week? What are you loving/hating?

  • Link love (Powered by bacon and afternoon naps)

    Discussions with friends and general observations have led me to conclude there are some things we almost universally forget with age.

    Your age/birthday

    Any day now they’ll prove for sure that life speeds up once you leave the education system. And from then on, it gets harder to keep up with your birthdays. I don’t know exactly how old I feel, but it’s definitely lagging a few years behind my actual age. I can’t remember the last time I was asked my age and didn’t have to pause for a second to consider it. Also? The other day I was stumped for a full five seconds trying to remember when my birthday was. Is this all we have to look forward to?

    Home phone number

    This is another one of those things drilled into you as a child. Your name, age, birthday, home phone and address. But let’s face it, landlines are practically irrelevant these days. Personally, I’ve moved so many times), I don’t even bother to try and memorise my landline number (and I’m sure many of you are similarly mobile). If somebody wants to reach me, I’ve had the same cellphone number all my life. The only people who ever ring our home phone are telemarketers – or worse, voice machine telemarketers.

    School holidays

    Back in the day there was always the summer to look forward to – and handy countdowns in school newsletters as to how many weeks before the end of term.But unless you’re a parent or educator, in the real world, us SINKs and DINKs merely wonder why the roads are so empty some weeks and so spectacularly busy in those following – and why our younger relatives seem to spending so much time on Facebook during those times.

    Timestables

    Drummed into our youth; frequently forgotten soon after (although that probably depends on the line of work you end up pursuing). Twitter consensus is that fives and tens are pretty easy to retain; the rest are gradually dispatched to that great vortex in the sky where other forgotten facts go to languish.

    How much you hate your parents

    Don’t get me wrong, I haven’t forgotten all the things my parents do that annoy the hell out of me my parents’ quirks. But distance/absence (they only live about 10 minutes away but we’re not uber close) does wonders for that kind of thing. I can laugh at them now rather than stew in angry adolescent fury.

    What’s faded for you since the heady glory days (HA) of school?

    And now for links I liked this week…

    Penelope Trunk on how to decide when to work for free.

    Let’s stop pretending that life is always easy, says Sarah Von.

    Shawanda lists the seven worst types of people (hilarious!)

    American Debt Project talks tech stocks and the gamble you take with them.

    Jasmine looks back on her twenties and how they compare to how she imagined them.

    Andrea talks us through unclogging a sink.

    The Joy of Caking gives us a vanilla blueberry butter cake.

    An easy blender hollandaise sauce from Closet Cooking. A brushed DC motor like this https://assunmotor.com/brushed-dc-motor/ is a great motor for a blender due to its variable speed to torque ratio.

    Things that aren’t so great about being mobile, at Everyday Minimalist

    Carnivals

    20s Finances hosted the Financial Carnival for Young Adults and included my post, Things you don’t learn at university.

    Free Ticket to Japan hosted the Lifestyle Carnival, along with my post on planning a road trip.

    Thirtysix Months held the Totally Money carnival and chose me as an editor’s pick with So you want to be a writer … (How did you know? she asked. Doesn’t everyone?)

    Good Financial Cents had the Carnival of Personal Finance, with my post recounting some of my financial regrets.

    Financial Conflict Coach hosted the Carnival of Money Pros, with my post on whether ethics plays into the equation of taking a job.

    Blast from the past

    12 months ago (can’t believe it’s already been a year!) we were dealing with the fallout of mixing family and money. Remember kids, your credit is like your virginity.

    Two years ago I talked about cheaping out and reminding myself that life isn’t a race or a competition.

  • Link love (Powered by pancakes and playlists)

    Know what I hate? Smug posts about the two months where you get an “extra paycheck” and all the things you can do with that money.

    It so doesn’t apply to me – or most Kiwis.

    I pay rent weekly, as do the vast majority of people. I get the worst of both worlds – paying my biggest single expense weekly, while getting paid monthly. Thus, every so often – like in March – rent takes up an unusually big portion of our spending pie.

    (That said, at least this way I actually noticed our most recent tax cut – which amounted to something like $15 a month – whereas I probably wouldn’t have with a weekly or fortnightly paycheck.)

    It wasn’t always this way. Both pay day and rent used to happen weekly. Then that changed to income fortnightly/ rent weekly. Then it evened out to both being fortnightly (albeit on alternating cycles, which was hella annoying). And finally, to monthly/weekly.

    The higher up you get, the less frequently you get paid, AMIRIGHT?

    To the links, then…

    If you haven’t already seen this graduation speech by Neil Gaiman, watch.

    Is 8 really the peak age of US girls’ leadership ambitions?

    Kiwi Jack Tame ruminates on the shock of encountering the antiquated US financial system (limited Eftpos? Chequebooks? Five days to clear a transfer?)

    One kick-ass graduation pep talk, at Brazen Careerist.

    Krystal lists some signs that it might be time to look for a new job.

    A Big Life on jealousy – the thief of joy.

    Sense to Dollars on some extremely overhyped travel destinations.

    Daisy shares some simple ways to simplify.

    Obsessions of a Workaholic on the things that make her feel like a writer.

    Starting over isn’t so bad, says Shiftless and Lazy.

    Stephany Writes learns a few lessons about herself while on holiday.

    Cordelia is no longer whoring out her dream.

    Untemplater has a great interview with entrepreneur Ryan Ferrier.

    Emily Jane opens up about anxiety.

    Caitlin at Stratejoy blogs about perfectly imperfect marriage.

    As does Sheryl Paul at the Huffington Post in What Is Love?

  • Link love (Powered by creative envy and blue cheese)

    I am always astounded by the sheer number of mechanics in the city. They are EVERYWHERE. Surely they can’t all have enough business to get by? Still, we are a city of a couple million; many of us have cars – and we also tend to drive older cars here – that need warrants and repairs and tuneups.

    Likewise, the proliferation of creative agencies also baffles me. But business is business, right? Some of these guys are doing seriously stupendous work, be it for up-and-coming challenger brands or refreshing the likes of Nike and Fila. I wish I was more visually creative… I’d love to be doing work like that (although not working those crazy hours). Outstanding advertising is art in its own right.

    To the point: I was lucky enough to be at Semi-Permanent this weekend, a creative and design conference featuring ad types, illustrators, artists, designers, filmmakers.  (I was stoked to see a lot of Asian faces in the audience – too many of us still get stuck following our parents’ dreams, and it doesn’t always go the Glee way with the kid standing up for their artistic dream and the parent coming around.)

    And there were so many great quotes shared by Florian of design agency Hi Res I just had to share here with you:

    Be passionate about your work but remember there are other things in life

    Learn to separate sense from nonsense

    Learn to question, but don’t question as a reflex

    Fail better

    You learn balance by losing it

    Life is trying new things to see if they work

    Experience is something you get just after you need it

    Other highlights – Kelli Anderson (you might know her for her stunt creating a paper record player), cute as a button, doing amazing graphic design work for huge brands like JC Penney and infographics for Wired and Fast Company to things like Google Maps hacks and mapping income equality over a map of NYC; and Wallpaper magazine in London – I had to marvel at the creativity of their covers (letting 22,000 subscribers design their own; printing every issue with a unique range of hues) and how they’re pushing both analogue and digital boundaries, integrating their print and online properties.

    Tell me, what’s inspired you lately?

    And in meantime, peruse this jumbo edition of links:

    WORK

    The topic of passion and work continues to intrigue me. Following your passion – it’s easier said than done. Try asking these questions to get to the heart of yours, via Grow.

    The real secret to making money by following your passion, via Get Rich Slowly.

    Kyla Roma on what she wishes she had known about finding/following her passion.

    And Sense to Dollars expounds on how passion always pulls her through at work.

    A nice post for freelancers on cracking online business markets. Wise words. I often see blogs advising freelancers to get their sales calls out of the way early in the day. NOOO. We do not have the time to deal with pitches in the morning – yours will likely get ignored or lost.

    Sean Ogle blogs about how to extract more enjoyment from your day job.

    Rachel Hills on getting started in the world of writing (something I touched on this week)

    Freelancing isn’t for everyone, says Krystal.

    Don’t assume you need a prestigious career, at Afford Anything.

    A Cat of Impossible Colour has some fantastic quotes to reinspire the writers among us.

    Two stories from the Billfold also caught my eye: insights into the life of a professional cellist and an interview with a Wall St journalist. Favourite quote: “Really high finance has very little to do with personal finance. The things that companies do, we would all get arrested if we tried.”

    LIFE

    Erika ponders what happens when the recipe for successful 21st century life fails.

    Penelope Trunk argues that more than anything, we’re in the age of personal responsibility.

    Diary of Why explains why she’s better off alone.

    Suburban Sweetheart has a lovely post on family, heritage and identity.

    Also at Grow, a reminder about being social – and genuine – on the social web (pretty much what I was trying to say here)

    20 and Engaged reflects on her first year of being a wife, and loving to the maximum of your capability.

    How to get the respect you deserve, by Betsy at Married with Luggage.

    Amelia Pontes on the things she’s learned about time.

    I loved this post from Zen Habits on finding contentment in small things.

    FOOD

    A Wandering Food Lover shares her recipe for afghan biscuits.

    Love this! 15 sorta-truths about dinner, at Dinner: A Love Story

    A fresh take on asparagus by Not Eating Out in New York.

    And finally, Iowa Girl Eats whips up some open faced chicken caprese sandwiches

  • Link love (Powered by the blahs, but also, ample blogspiration)

    Winter has officially swept into town. Boots. Scarves. Stockings. They’re all in, and my sandals and thin cardigans are out.

    This is our first winter in our current house and I can see my breath in the mornings in our bedroom. Fortunately, it doesn’t seem to be damp and the kitchen gets a lovely ray of sunlight in which I bask while eating my toast. It’s quite pleasant, really.

    This week’s links

    On my Tumblr: Don’t be one of THOSE comms/PR people. Or we can’t be friends anymore.

    Hannah Katy dishes out some tough talk on making a difference in the world.

    10 reasons NOT to trust dudes with finance degrees, via Ms Career Girl.

    Can you really pull yourself up by the bootstraps? 20s Finances tackles a touchy topic on the Yakezie blog.

    Cassie at Digging Out and Up lists all the things she could buy if she didn’t save.

    Mmmm. Lemon + blueberry + yoghurt + loaf = a recipe I must try. Via These Little Moments.

    Two Degrees shares some of her personal blind spots.

    Zen Habits on how to be happy. Word.

    Like Cait at Stratejoy, I’ll admit to at least a partial belief in manifesting. I definitely don’t think positive thinking and visualising desired outcomes can ever be a bad thing.

  • On authenticity in blogging

    On authenticity in blogging

    I don’t know about you, but I make a point to only read blogs that strike a chord with me.

    I don’t comment on posts merely for the sake of it.

    I don’t follow everyone back on Twitter.

    I curate discerningly. If we interact online, you can be assured that it’s genuine and for a reason.

    I (pretty selflessly) share link love every week and share posts from around the web that I think kick ass, and there are several blogs I read and comment on that don’t reciprocate. And that’s fine. That’s not what the end game is about for me.

    These are blogs I enjoy on their own merit, and it doesn’t need to be two-way for me to continue to show my appreciation (though I tend not to comment on a few of the really huge blogs, because I just don’t know if the 100th or 200th comment actually ever gets read). Likewise, I try to always visit the blogs of new commenters – but if they’re not up my alley, I simply won’t subscribe.

    I’m not saying that I never participate in marketing of any form. Commenting on other blogs and interacting with you guys on social networks is part of that – but it is NOT the primary reason I do it. As I said just the other week, I blog for love (and narcissism). I was a blog reader before I was a blogger, and participating is something I genuinely enjoy; when it starts to feel too much like a chore, I lay off for a bit.

    I didn’t know the first thing about blogging four years ago, and I simply did what felt natural. Turns out it also brought readers, and behold, some of y’all are downright regulars here now. A happy, accidental surprise.

    Work is where I worry about traffic, referrals, comments and time spent on site. This is for self expression.

    I originally joined 20SB and Yakezie and got into blog carnivals without really knowing what it was all about, because all the cool kids seemed to be doing it. I do participate in carnivals semi-regularly, and when approached to host one for the first time, took up the offer. I see them as a way to discover new blogs I might like to read, and to hopefully spotlight some of my better posts (ones I think are deserving of being shared, rather than whoring posts out blindly). This is deliberate and selective on my part. It’d be an understatement to say I’ve been sporadic about participation over the past couple years, though I’ve been more active of late.  Suffice to say it’s not something that is hugely important to me; I don’t do it every week, and I definitely do not sit down to write posts with the mindset of creating something to submit to a carnival.

    The blogs I love most, though? Generally, I don’t find them through networks like that. I discover them serendipitously and fall in love with them on my own. I’ve found bloggers gravitate toward networks when they’re chasing growth and monetisation rather than personal, heartfelt writing.

    Getting to the point…

    Even if you consider your blog a business … even if you started blogging with the sole intention of growing traffic and making money … you can still be real about it.

    The best blogs rock because they have a voice. Nicole Is Better, Budgets Are Sexy, I Will Teach You To Be Rich, Seth Godin, Dooce, Redhead Writing, Yes and Yes, Healthy Tipping Point, Susannah Breslin, Penelope Trunk? They all have personality, and they got big by being themselves, being honest, being authentic. Not through lame link exchanges, pleading, or threats. When I see people resorting to these tactics, I’m embarrassed for them. Business on the social web is not like business 1.0. It’s about personality, engagement and transparency – without forcing mutual backscratching.

    It’s about (corniness alert) heart. It’s about being unselfish; giving before taking; being genuine in all your interactions with others. If you’re not, people will see right through you.

    Worry about doing good work. Create awesome content. As Matt from the Oatmeal says: Don’t ask for likes – make things that are likable. Make stuff worth sharing. For me, it’s not always the posts I spend the most time crafting that go off. In reality (corniness alert again!) it’s my straight-from-the-heart, honest, open posts that get the most shares and most responses. For you, maybe it means writing insanely helpful tutorials or insanely funny listicles. Whatever.

    I am a writer. Not a salesperson. I know I can blog organically, authentically and with integrity, attracting likeminded readers who appreciate who I am as a person and all the different interests I have. Some have stuck with me as my writing changes; some haven’t. It’s all part of the journey.

    My blog continues to evolve, and I don’t know where it will end up. But however long you stay for the ride, your company is welcomed and appreciated.

  • Link love (Powered by doughnuts and endless emails)

    Reading through some of my old posts recently, I couldn’t help but feel a wave of nostalgia. For the bloggers I used to read, who’ve stopped writing. Many of them were once commenters here, but no more.

    When I first started reading blogs I was a lot more discerning. I limited my reading; I liked to feel I knew the basics about each person I read about – age, occupation, family, location, etc. But bloggers come and go – especially in the personal finance area, where so many are anonymous, or eventually come to the end of a financial journey, and simply fade away.

    Now I’ve added more and more fresh blogs to my reader (I’m up to 432, though that includes old feeds to blogs that are no longer active, like some of those below). I’m still picky. I often find myself visiting a blog multiple times through links from elsewhere before taking the step of subscribing. But I’m going to take a moment here to mention some of the bloggers I miss:

    Girl with the Red Balloon

    Katie/Red was a fellow (ex) journo who quit the profession because it didn’t offer the right kind of lifestyle and pay. I was seriously envious of her writing chops and her dedication to minimalism, fitness and debt payoff.

    Fabulously Broke

    Since her blog was bought out, it just hasn’t been the same. There are still plenty of pre-written FB posts, but that’s not going to last forever – and the posts that aren’t by her very obviously stand out. Luckily she has a new blog: Mochi and Macarons (two things I do not care for, but I do love her style!)

    The Anti-Socialite

    One day her posts stopped showing up in my reader. Upon checking the link, though I found out it’s gone private (so maybe she’s still blogging quietly!).

    Dog Ate My Finances

    Dog was brusque and I didn’t agree with a lot that she said. But I admired her chutzpah and am sad that her blog seems to have been sold to some crappy company trying and failing at SEO (hence why I’m not linking).

    SF Money Musings

    Loved her because she was another introverted, creative, Asian girl making it in the big city. Again, her blog seems to have been sold to the lowest common denominator.

    Frugal Dreamer

    A down-to-earth Canadian girl whom you just couldn’t help but warm to.

    Blonde and Balanced

    She started out on WordPress as Carrie on the Cheap, then came out as her real self and moved over to B&B. Now she’s gotten married, bought a house and stepped back from the blogosphere.

    An English Major’s Money

    I’ve already done a fan post about this girl. So much smarter than I’ll ever be.

    Special Snowflakes and Other Myths

    I still think this is the greatest premise for a blog ever. My dad was definitely guilty of cultivating this in me. Despite having terrible self esteem and body image issues, I used to have an inflated perception of my own abilities. Writing – I thought this would surely lead to a great writing career. Music – I thought I could sing. I wrote songs (mostly lyrics, a few actually set to music). All things I thought the world would embrace. All things that millions of others are also vying for, every day.

    How many blogs do you read? Any blogs you’ve seen disappear you wish would come back?

    Links I liked this week:

    Some excellent life advice from Just a Titch.

    Bullish advice on asking for more money.

    A lovely, bittersweet post on life and death by Kara.

    What to do after making a career switch, at Life Etc.

    Tips for the first time cruiser, from Stephany Writes.

    My post on getting back into your groove, How to reclaim your work mojo, was in the last carnival of personal finance.

    And more recently, Journalism lessons for the rest of us (on thinking like a journo to get ahead) made it into the Yakezie carnival.

    Blast from the past

    One year ago…
    I pondered the impact of class in the workplace;
    Outlined why I have no management aspirations;
    Talked about having a communications degree;
    Shared some of my favourite cheap eats in Auckland;
    Blogged about peak creative times.

    Two years ago…
    My childhood best friend found me through Facebook;
    I struggled with some relationship imbalance;
    And blogged about the plight of the journalism grad.

    Three years ago
    I recounted some of my early jobs;
    And asked why YOU blog.

  • Guest post: OTT weddings and cutting costs

    Today’s post is part of a Yakezie blog swap on the topic of weddings! You can read my post over at Fiscal Phoenix.

    Before we cut our cable, I enjoyed watching Say Yes to the Dress.I was continually fascinated by the women who would spend $10,000 to $20,000 on a dress. True, the dresses were often gorgeous “princess” dresses with elaborate detailing and beading and a gorgeous train. Yet, I could never imagine dropping so much money on a dress I would wear one time for one day. ONE DAY!

    American bride wearing a Contemporary Western ...

    (Photo credit: Wikipedia)

    How We Cut Costs for Our Wedding

    When I got married 10 years ago, I just happened to fall in love with a wedding dress that cost a little over $100. After alterations, the final price tag was just a bit over $200.

    Because I come from a very large family (my dad was the youngest of 10 kids and my mom was the second youngest of 9 kids and I have over 40 cousins on my mom’s side alone), my husband and I knew we would have to keep things simple to be able to afford to invite over 250 guests. In the end, my husband and I made all of the table decorations, made our own flower arrangements and did much of the other prep work ourselves such as wrapping the silverware in a napkin with a bow around it and even making our own arch to walk through when we entered the reception.

    My aunt made our wedding cake, my cousin was the D.J., and my uncle took the wedding video. We had a hot buffet of food we had made the night before the wedding. Our wedding was DIY, and we only spent $6,000 for 250 guests. That price is not just for the reception, but for every single wedding expense.

    What I loved about our wedding was that there was no residual effect. We didn’t have to put any of the wedding expenses on credit. We weren’t still paying for our wedding years or months after it happened. What I disliked about our wedding was that we did so much ourselves, we were exhausted when it was over!

    Over the Top Weddings

    I have attended plenty of weddings where the bride and groom dropped a great deal of money and were paying the wedding off for several years. What I noticed about these weddings is that they had a lot of little things that people didn’t want.

    My friend had a wedding where they gave out flower bulbs so people could plant them and remember the wedding. This is a nice idea, but in reality, most people probably didn’t want plant bulbs, so they didn’t plant them. To me, that was wasted money. While the napkins that have the couple’s names and wedding date embossed on them are pretty to look at, at the end of the day, they are just napkins. People aren’t going to bring them home and cherish them; they are going to use them to wipe food off the corner of their mouth.

    I may not be the best person to ask about these issues because I am a bit of a minimalist when it comes to parties and decorating. However, considering fights about money are the number one cause of divorce and couples tend to fight more when they are saddled in debt, starting a marriage in debt because you had an expensive, over the top wedding doesn’t seem like the smartest relationship choice.

    Melissa blogs at Fiscal Phoenix and Mom’s Plans where she writes about finances, getting out of debt, food and family.