fbpx
  • T’s birthday

    In our years together, T has had a string of disappointing birthdays.

    The first was terrible – probably the worst. He was in a car accident the night before (thankfully no one was hurt). But he was uninsured, and got completely screwed over by the other party’s company, despite not being at fault. Then the next year he was sent out of town for work, so we weren’t even in the same city. He did, however, spend something like $100 at a bar. And finally last year we had drinks at home, ending in heinous flatmate having a bustup with his crazy girlfriend and ordering her out of the house, only to have her storm through and throw a rock through his back windscreen.

    Nothing spectacular this year either (cheers, recession :P) but at least it wasn’t disastrous. I left uni early, getting a ride home with a classmate, got home shortly after lunch, and we drove over to his sister’s for a visit. She actually shares the same birthday as him, but she’s 5 years older! I felt bad that we didn’t get her a present, but we ended up buying her cigarettes which she was desperately in need of. Damn smokers.

    Then we debated back and forth about what to do – the day started off with torrential rain, but eased up and got sunny later on. But it was still too cold to warrant doing anything outdoors…

    We settled on going out to a nice dinner at the Angus Steakhouse which boasts the biggest steaks in town – and they are not lying!

    They were huge, massive, enormous! I got through half of mine, with a little help from him, and he managed about a quarter of his.

    They even have cute menus with a picture of a cow, telling you where each type of cut comes from on the animal. (Sorry vegetarians!)

    And the salad bar was to die for. All you can eat, with pastas, potatoes, rices, regular caesars and coleslaws and even a couscous type thing which was divine.I’m wishing I’d taken photos… but at least I got a picture of our steaks. And that’s after we’d eaten our fill; what’s in the shot is what we took home in our doggy bags.

    His leftovers...

    His leftovers...

    .. and my leftover

    .. and my leftover

    So although I didn’t get him anything, I (obviously) paid for our meals – $32 for any steak, plus uinlimited salad – and $20 for him to spend on himself. A nice, quiet and uneventful birthday. That, and his friends came around on the Friday for the traditional beer jug – or boot, in this case. Observe…

    The beer boot, warming up in the hot water cupboard and waiting for the foam to settle

    The beer boot, warming up in the hot water cupboard and waiting for the foam to settle

    I’m really not down with the 21st traditions, having been raised by typical Asians, so all this kinda shiz seems silly to me, but I just go along with it! I’m just grateful nobody expected me to drink any beer on my 21st birthday *shudder*

  • Spending roundup

    $31.50 – trailer hire

    $20 – rubbish dumping (This really hurts…none of this was mine! It really irks me how much crap our flatmates accumulated, and left behind. Tyres, broken chairs, car parts, etc. We got rid of 400kg, apparently).

    $25 – gas

    $15 – food, all from the bakery; that’s two days of lunches over the weekend

    $120 groceries

    $110 monthly bus pass.

    As usual, this is pretty much all from the weekend… we rarely spend anything during the week and I don’t anticipate spending anything over the next few days!

  • What would you do if money was no object?

    My semester break was a fortnight of absolute bliss. Even though I was sick for a few days, and had to deal with moving, I didn’t work any extra hours for the first time, and spent all my free time bumming around, doing absolutely nothing. I slept, ate, watched TV and movies, ate some more, and slept.

    Normally, I’m the kind of person who likes to keep fairly busy. I feel guilty if I’m not doing something productive. But depending on what happens jobwise, it could be a long time before I get time off to do whatever I want again. Just to be able to relax, and remove myself from the strain of a final-year workload, was AMAZING. It went by far too fast.

    I’ve always thought it would be boring to retire – imagine 20 or 30 years of not working!

    But as much as I like my job, those two weeks really made me think again. If I didn’t NEED to work for the money, would I?

    I’d probably do some parttime or volunteer work for a nonprofit, or an organisation that works with migrants/refugees or the disadvantaged. I’d like to do something rewarding and give back (corny as it sounds).

    For a while, at least, I think I’d eat out once a day or every couple of days. I’m not talking Subway or Starbucks; more like dinner at a restaurant, so I could indulge my love of Thai/Indian/Malaysian cuisine which I don’t know how to make myself.

    I’d go visit family overseas, and travel to Europe, Asia and the States like I’ve always wanted.

    I’d go to a lot of live music events, and pick up my guitar again.

    I might dabble in the stockmarket,and I’d definitely do tons of reading, and maybe start a book review blog – or try to get a gig as a reviewer.

    And maybe, like a few people I’ve come across, I might pack it all in and go live on a boat for a while, or something equally crazy.

    What about you?

  • Tidbits

    – T’s aunt and uncle won the grand prize in some competition run by Coca Cola – $250,000 and a bunch of tickets to the Rugby World Cup. Crazy! You never actually KNOW the people who win things like that. Well, until now. They’re lovely and deserving people, so I’m glad they won and am happy for them.

    – My mum just got back from a quick visit back to Malaysia. I’m feeling EXTREMELY unaccomplished after hearing all about what family/family friends are up to. Doing postgrad in San Francisco/Switzerland/Hong Kong, travelling to Milan, getting married etc….

    – I mentioned to her we were looking for a duvet/vacuum. She responded by offering to buy both for me as an early Christmas present. KBV40_1largeSo, so awesome. I don’t know how much she got the duvet for (queen size goes for maybe $60 to 100+, but she wouldn’t have paid that much) and got a blinging vacuum ($270, down to $110). It is seriously awesome. It is the best vacuum I’ve ever encountered – barring Dysons which I’ve heard so much about – and is so hitech it looks like something from Transformers. It’s going to be unbelievably helpful this weekend when we get to cleaning up the old place. I am SO grateful and better make sure I get her an awesome Christmas present. I was planning on putting together a big hamper for the whole family, which I think will be useful because…

    – She just told me (after giving me the gifts) that she almost lost her job. To elaborate, she’s gone from two days a week to one day a fortnight. That’s a 3/4 cut.  They may as well have laid her off!

  • Car updates

    – Flatmate finally bought a junker of his own so he no longer borrows ours; he also no longer fills ours up (he was always generous with that and would put enough gas in to pretty much cover our running around).

    – We need to replace two tyres. A guy T saw said he could do them cheaply, but when T went back to the shop he reckoned he’d sold them already.

    – Instead, that money went towards a new tailgate. There was some rust around the boot – the main concern we had when we bought it, and we knew it would need to be addressed for a warrant – so when T found a mint tailgate at Pick a Part for $66 he called me and we decided to scoop it up. Voila – new boot, plus $120 for labour, priming and god knows what else was done. I left all that to him to worry about; it’s part of my maintaining sanity plan. Delegate, delegate, delegate.

    – We also need to budget for the registration (due this month) and take it for a warrant (October, I think). We’ll need to come up with money for new tyres, although I’m not sure if they’re needed to pass the warrant or what.

    – The Levin is STILL sitting in our driveway. Two separate people were meant to come and take the whole thing as a parts car. Neither showed. We’ve had quite a few enquiries about various parts, but most of them fell through. I think the reason must be that prices have fallen drastically. If we got an entire tailgate for $66 from a wrecker, suddenly $150 for a bumper from a private seller isn’t all that much of a deal. I think it’s time to start telling people to make offers, and then we can gauge whether they’re reasonable or not.

  • What kind of saver are you?

    What a great post over at Weakonomics – the seven types of saver. I love trying to categorise myself with things like these!

    After reading all the descriptions, I have to say I’m a mix of two – the Bucket and the Sweeper. I keep nothing in my main account. That’s changed over the years – at one point I used to keep it quite flush, with a cushion of a few hundred dollars. Now I’m back to budgeting down to zero and everything is devoted to a purpose.  I also like to keep various savings separate, although I still need to open up a couple more subaccounts.

    There was a debate over on the MSN boards recently about this – whether it’s better to have actual differentiated accounts (and the possible fees that come with that) or simply shovel them all into one, keeping track of how much is allocated to each fund via a spreadsheet. Oddly enough, the battle kind of fell down gender lines, with the guys preferring to keep everything in one streamlined account and the women liking to separated them out. Luckily for me, my online savings accounts not only pay interest but have no fees and provide easy access through internet banking.

    The Mr. Bucket: Mr. Bucket has more than two savings accounts and each one has a name.  12% goes to emergency fund, 8% to the house fund, 20% to honeymoon fund, etc…  You have no fun with your money because each bucket is a never-ending pit.

    The Sweeper: These are the people that keep a bare minimum in their checking accounts.  Every penny above the minimum is “swept” into savings, paying down debt, retirement accounts, or something else.  They probably use a credit card for most expenses, paying it off each month.  Sweepers are aggressive savers.

    I (and T for that matter) used to be a combination of the Magician and the In-n-out paycheck to paycheck types. And this was when we were both working and he was bringing in decent money! But I have to bear in mind he was paying off more debt then, as well as all the other expenses incurred by work – gas, tools, clothes, food, etc. It’s a little hard not to be bitter and think about how much money we wasted during that period! But live and let live.

  • What do you hate paying for?

    From Sunday’s paper: 10 things we hate to pay for. Though it seems to me largely cribbed from a similar MSN Money piece, 15 overpriced things we hate paying for. Popcorn00

    Here’s the list in short:
    ATM fees
    Movie refreshments
    Carparking
    BYO wine
    Bottled water
    Holiday surcharges
    Online ticketing
    Dental fees
    Wedding surcharges
    Commodity price rises

    To that list, I might add: although holiday surcharges suck, workers are entitled to time and a half on public holidays. You would be, so don’t begrudge paying the extra 15%. I usually don’t eat out on holidays, or if I do, I try not to moan too much about it. And…as good as popcorn always smells at the cinema, it NEVER EVER EVER tastes half as good as it smells! On the odd occasion that I give in and buy some, I’m always disappointed.

    Other things I hate buying: Eye drops. They don’t cost all that much – $5 to 10 – but you have to buy them every month! Which brings me to that other monthly expense I resent: tampons. I also find myself buying socks far, far too often, along with pens and razors (for T).

  • Cirque du Soleil – Dralion

    Tsk. After being pleasantly surprised to find I got paid for the two weeks I interned back in July, my bank balance was looking a bit healthier (seeing as I had budgeted to NOT get paid, and saved accordingly). And after buying half a car with BF, I just wanted to keep beefing up the savings as much as I could.

    Don’t worry, I didn’t quite wipe out the progress I made. But….I got an email advising us of a special staff offer – discounted Cirque du Soleil tickets. I was really surprised, cause I thought Dralion had already left town. Seeing a Cirque show is one of my to-do-before-I-die things, so after a bit of agonising, I decided to take the plunge and just do it. Overtime plus birthday money covered it all. Might not have been frugal, but it will be an experience…an extravagant, splashy-outy one, but one I have been SET on and not just a random decision. Seats cost us $95 each (down from $119), plus booking fee which came to just under $200. There were also cheaper seats ($75 and $50), but they were so far back and off to the side, we nixed that idea. dralion

    Just ORDERING tickets was somewhat exhilarating. I’m a total noob to this stuff. I’ve never played Lotto – wouldn’t know where to start – and I’ve never bought tickets to anything online (I’ve tried, though, oh how I’ve tried. 2007 RHCP concert comes to mind). I was all worried, wondering how I would get the tickets – would they be sent out in time? What if we got crap seats? Ah, the wonders of technology. I get to PRINT my own tickets, and we got to CHOOSE our very specific seats using their awesome java-type programme which showed a seating plan of the entire place.

    * * *

    Anywho, Thursday was the night, and it was amazing.  (It was a spendy night.  We made an evening of it – I had classes, then work, and T had his class in the afternoon, so we met up, ate dinner at the Roundabout pub in Royal Oak ($33), popped across the road to get a drink and snack to take with us from Pak n Save ($4), parked – right up front with the VIPs and VWs, BMWs and Holdens, because a friend of T’s was the parking guy ($6) and one ridiculously overpriced hot dog for him ($5.50).

    What can I say? If you’ve seen it, you know how incredible the things they do are. If not, well, they were just unbelievable. The goofy Italian-looking clown/ringmasters did a great job of entertaining us at the start, end, and between acts, without ever speaking a word (of English, that is. They squawked, shrieked and laughed aplenty and had us rolling around at their slapstick antics. They recruited a man from the audience to play along on stage with them, who we later found out was actually part of the whole act.)  There were crazy contortionists, twisting themselves into positions I almost couldn’t bear to watch. There was balancing on poles, balls, hands, heads. Graceful dancers of all kinds, albeit in rather corny costumes. There were amazing aerial acts, swooping around on lengths of silk; dancing dragons; juggling to the power of ten; tiny dancers forming human tiers three and four tall; lizard like trampolinists soaring up, down and back onto the walls, seemingly sticking to them like real life spidermen. We both agreed they were our favourite act – they seemed to defy physics and gravity, never losing momentum, yet never stumbling as you might expect each time they sprung up and came to a crisp pause at the top of the walls.

    781px-Dralion-Vienna An honourable mention also goes to the last couple of acts – the rings and the skipping. The supporting performers got their chance to shine, instead of simply dancing and slithering around the main acts; they mounted rings of all sizes onto a mini trampoline and dived, vaulted and flipped through them – gave me bad flashbacks to gym class, actually. They fouled up a couple of times, which just endeared them in my eyes. They swiftly regrouped and repositioned their hoops and carried on, uber-professionally. They even almost managed to do so in time to the music. I wasn’t too keen on the second part, however – skipping and flipping through massive jump ropes of yellow material, which caused far too many mistakes. The pyramid jumps were the most nervewracking. The poor guys at the bottom were obviously shaking under the strain, and it was painful to watch. Too many slipups in that one.

    It’s almost better to watch some of them in slow motion, so you don’t miss anything. One, because sometimes they’re just that damn fast, and two because for the multitasking-challenged like me, it’s hard to focus on more than one thing, and there’s so much going on at once.

    It made me want to be part of a show again. I’m not a performer, but I get a buzz out of being involved with them. Every single year I was in the school talent quest doing something; I hated being on stage, but perversely, I got such a massive high off it and would be walking on air afterwards. And I have such great memories of intermediate – my school devoted second term, every year, to the schoolwide production. It was always a musical, and EVERY student was involved, if not acting, singing or dancing, then doing lights, sound or props. Our shows were always brilliant, because that was our job everyday for two months, not just fitting in rehearsals after and before school. They probably don’t do that anymore – it was pretty unorthodox, and the teachers behind it have probably gone by now – but I think it was a fantastic idea.

  • The food industry down under

    After a spate of posts on tipping from Well Heeled, I’m extremely grateful for two things:

    One, that we don’t generally tip. Our service staff get paid at least minimum wage, and good waitstaff can actually make pretty significant money. I mean, such good money that a well known anecdote is a journo grad saying “Why should I go into journalism when I make more waitressing at the restaurant?” Makes it easier for us all around, and there’s nothing stopping you tipping IF you want to. Imagine how fraught group dining situations could get…

    Two, that tax is included in prices. That’s always puzzled me. How strange, to go around the supermarket, pick up your groceries, get your bill at the checkout and then have tax added on? And I mean, obviously a Dollar Menu item at McDs isn’t REALLY a dollar, is it? This would piss me off no end….

  • Sad money tales

    You read some bizarre tales on the MSN money boards. You really do. You even get attached to the posters, and hope they make the right choice and do the smart thing with their finances. Whether it’s to do with houses, cars, children, relationships.

    This was one was a real doozy. Basic story – deadbeat BF, didn’t want to take the steps to deal with the fact that someone had stolen his credit identity. (Possibly his own mother). Wanted to take on a car payment which would take half of his income. He was 20. A mechanic. Yet he wanted to sell his car which kept breaking, for a new one. It was only a couple grand worth of repairs, and a fairly new car at that.

    We didn’t know how old she was, but she was still studying, and presumably they were about the same age. But they’d been together SEVEN years. And somehow in that time, he’d cost her $25k. On what, who knows…but 25k? It’s amazing that someone so young would a) have that much, and b) fritter it on a boyfriend. A boyfriend who wouldn’t help out when she needed it but held out an open hand when the tables turned. A boyfriend she no longer loved but wasn’t ready to break up with.