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  • Car hunt is over!

    We are no longer carless, but the proud owners of a 1990 (limited edition) Familia. It’s a dinky little hatch, but it’s extremely roomy (like, far more spacious than the Levin) both in front, back and the boot. BF was pleased, because it’s a manual, and it’s a 1.6L so has enough power to haul our asses around.

    No, it’s not our dream car, but like I told BF, that’s not what we’re looking for. What we’re after is something solid and reliable – not pretty, not fast, just functional.

    But to be honest, it ticks almost all the boxes! Electric windows, good cupholder..and working seatbelts were also a plus. And although a four door would have been nice, it’s not a must-have at this stage of our lives, especially given that this car isn’t uncomfortably cramped inside. It only has 115,000 km on the clock, and prior to this guy (apparently a private dealer, only owned it since April, according to the report we ordered from carjam.co.nz) a woman owned it for 11 years and kept a folder with all receipts and meticulous records. She had lots of little things done, the kind of maintenance you’d expect, and I’m going to continue doing that with the car. She has brand new tyres from her warrant, which was done in April, and a brand new rego through until September.

    The not so good

    The seller was pretty honest on the listing. The things he didn’t mention were the passenger window only opened/closed from the master control on the driver’s side, and the extent of the rust. He said there was a little bit of rust along one side of the driver’s door. There was also a little bit more along the boot edge and under the lid. However, he and BF agreed it wasn’t structural. It shouldn’t be an issue for warrants for some time; BF and our panelbeater friend can work on it themselves; and at worst, we would just replace the entire tailgate in the future. It shouldn’t be hard to find a Mazda tailgate, or an equivalent Ford one. The slight clicking he mentioned and which we heard on the test drive is either the CV boots (not the joints) or steering rack, which we will get done fairly soon – as BF says, to get the car “immaculate”. He’s really wanting to look after it; I’m glad he understands how important it is for us to keep this car as long as possible and to baby it as much as we can.

    Show me the money

    The asking price was (oddly enough) $1733. Like I said earlier, my budget was up to $1500 for the right car, MAX. So we went with $1500 cash in hand.

    But he said he had already received an offer for $1500, and turned it down.

    In the end, we took it for $1600. I was a little bit reluctant. The rust scared me quite a bit. But mechanically the car was fine; it drove beautifully, felt solid underneath (I don’t know how to describe it, but BF’s Levin didn’t feel solid like that), had low k’s and had obviously been quite well cared for over the last decade. There was nothing else comparable in our price range, and spending an extra $100 I think was worth it. We could have spent $1000 and bought something with 200,000km on it, or something 25 years old. No thanks.

    We then spent $109 on oil and new air/fuel/oil filters. BF did all the work himself. Then I duly noted down in the folder: serviced with all filters changed and new oil 😛

    Plus $12 for the Carjam report (more on that below) and $9.20 for the change of ownership. Youch!

    The process

    Just for anyone who’s interested!

    • Found a fresh listing on TradeMe which looked interesting; showed BF when he came into the room
      BF got excited, gave me a little speech about what a find this was and how disappointed he’d be if we missed out on cars like this due to my reluctance to act
    • Got in touch with the guy to discuss seeing the car
    • After a lot of back and forth texting, arranged to view it the following morning (handily enough, he lived three roads away)
    • Ordered a Carjam report for $12, which told us about the ownership history, whether it had ever been reported stolen, damaged or had money owing on it, when it had gone for warrant inspections, whether the speedo was reliable, and when it was first registered.
    • Went for a test drive. We looked over the car like hawks. BF did a really thorough check (so proud of him! He knows so much more now) checking the body for rust, dents and faults in the paint/bodywork; the exhaust for smoke or black soot; and all the bits under the hood. Asked a SHITLOAD of questions.
    • Completed the change of ownership form ($9.20), paid for the car and drove away!

    I’m definitely glad BF was able to service the car himself and change out all the filters, despite them being really fiddle and difficult to remove. It was a little nervy when he changed the fuel filter; he also adjusted the revs in accord with the recommended settings for the new filter. But we later found that they just didn’t gel with the car… it was revving too high and would over-rev after every gear change. Not nice. I told him it would just have to wait until the weekend, because he had work lined up for the rest of the week. But he insisted on doing it immediately…no way was he going to let the car stay that way! So when we got home at about 8,  he popped the bonnet, turned on the outside lights (dim as they are) and fiddled with the revs til they balanced out.

    Overall, I’m feeling a little tentative. I’m nervous to see how this will pan out. With luck, it will last us a good few years, but then again, luck has never been on our side with cars. On the plus side, our car knowledge has increased tenfold in the last couple of years, and we’re both dedicated to taking care of it and extending its life. According to the Dog and Lemon Guide, this is a good, reliable car that should last for many years, and being a Mazda, parts should be easy to get for it.

    And now, I get to start saving supermarket fuel vouchers again, and watching gas prices fluctuate with a hawkeye!

  • It’s bleak out there

    Following up from yesterday, since we have a water bill to pay and I have at least two (maybe three) weeks off, in which I’m only working two full days, I thought I’d look around for any odd one off type jobs I could pick up. There’s really nothing on Student Job Search though (I remember back in 2007 when there were all sorts – helping out at expos, data entry, etc…) and theoddjob.co.nz is just full of scam ads.

    So I guess I’ll spend it relaxing, being with BF, cleaning the house etc, shopping multiple times a week on the scooter (no longer have access to car as BF’s brother moved out on his own…the car that I originally bought back in 2007 and then got rid of because the transmission died and couldn’t afford to fix..Yeah, I know…) and car hunting. Hopefully we can find one by the end of the month. Like I said, we can’t expect much for $1-1.5k, but I just really need it to last at least till the end of year when I can (touch wood) work full time and be bringing in more. I don’t want to rush into buying a complete dunger, and having this time off will hopefully help us make the best choice we can.

  • Uck…

    Was quite pleased to see that we’d have $50-60 left over this week. I figured that could go towards our water bill, which we’re currently poring over trying to work out how much to pay. It’s pretty heinous – almost $300 more than last quarter’s, because of the water leak. So we’re trying to calculate the amount we should pay taking that into account. LL says he’s happy with whatever we decide, but I think it’s only fair we shoulder a LITTLE bit of it. I mean, we don’t know EXACTLY how much we use as he doesn’t have a separate water meter. We just divide it equally between us all.

    Going off what we used last quarter, which was around $90pp, and what it would cost this month should we split it equally ($166) it’s quite a big jump. I’d say we just split the difference, but it’s a lot of money! Esp when multiplying by two for both me and the boy. I’m thinking we’ll go for something a bit less extreme. It just sucks all around – there’s no fair way to do it, because it’s no one’s fault there was a leak but SOMEONE has to pay for it.

    Umm…so yeah! The bad news! Both BF and I need to top up our phones this week, so that’s a pretty $50 down the drain. His month used to roll over at the beginning of the month, but at some point we were hideously broke and didn’t top him up for a couple of a week.s Now we’re both in sync with our phone cycles falling in the middle of the month. Sigh

  • It’s a Monday, but it feels like Sunday…

    because I’m on study leave!

    Not that I’m doing much studying.

    It’s really, REALLY hard to get motivated. This is my only exam, and should be my last one EVER. Oh sweet, sweet relief.

    But….I just don’t care! I’ve handed everything else for all my other papers. This is a core paper that I need to pass to graduate; it’s the most academic of all my papers, and the most stuffy. At this point, as long as I pass, I actually don’t think I’d care.

    Well, as long as I didn’t get anything below a B-. I’m Asian. To get a C would be, shall I say, unthinkable.

    Had a good weekend, financially. Went shopping at Lim Garden (crazy Chinese supermarket in Mt Albert). We got all our meat and produce there – spent about $25 or something ridiculous on meat in total – and bits and bobs like noodles, sauces, sugar etc. If only they stocked everything a normal supermarket does…it would be perfect. We still had to go to Pak n Save for things like razors, tampons, baking soda and cereal. We spent $51 at Lim, which pretty much covered all our dinners and other important stuff, and then a whopping $60 at PnS! This did include toiletries and a fair few treats, to be honest. If we go back to Lim this week and spend a similar amount, I’ll try to make sure we rein ourselves in at PnS afterwards so we can really get that grocery bill down.

    One thing that has always been hard to manage is BF’s lunches. While he was working, I usually made him rolls or sandwiches – sometimes the odd pasta, salad or fried rice – and he had another $40 or $50 for lunches. I know, that’s a lot, but the physical work kind of calls for it, and the kinds of food places around his workplace were expensive. Honestly, it was just one of those things it was easier to pay for. Especially when he was on sites that didn’t even have any kitchen facilities at all. Since he’s been home, he hardly eats lunches, but he has had a couple of one off days worth of work recently and that’s been hard to account for – especially not knowing until the last minute. We’re just taking it as it comes.

  • We’re beginning the hunt for a car.

    It’s incredibly, indescribably sucky to be doing this. But I suppose, at the least, it happened just as the car’s warrant/registration/insurance ran out. I guess it was meant to be.

    I have no idea when my mum might be getting a new car – she’s been looking for awhile – so we’re going to go ahead and look around. There’s the car fair, Trademe, Auto Trader, Auto Base, the backpacking board, and lots more places to look. BF’s insurance rolled over on May 31, and he called to see if renewal could be put on hold until we sorted ourselves out. They gave us another month, so if we can organise a car before then, that would be ideal.

    I’m armed with my copy of the Dog and Lemon Guide, and by the looks of it, we should be going for a Corolla or similar, or a 323/626 or maybe a Ford Laser. Our budget is about $1k, so we’re not expecting great things. Just something to last till the end of year or so. Ideally I’d rather have something a bit newer with a few more ks on the clock, but in this price range it’s more likely we’re getting a beater with both higher ks and age to boot.

    BF knows someone selling a VW Golf (no idea as to age or kms, of course, brilliant), but they don’t have a reputation for being reliable at all, and would be hard to get parts for.

    Really wish we knew someone wanting to get rid of their vehicle! All we need is something cheap and reliable (and not a guzzler). Safety is really not much of a factor.

  • We shopped at Countdown this week, and had to get things like batteries, a multiplug board and mop in addition to groceries. But with the help of my Visa Rewards Card (which is accepted there) we got out spending $113 out of pocket. Of course, I got home and realised I forgot to get any fruit, but we have some fruit salad somewhere in the pantry.

    Although Countdown is pricier than PnS, it also has some really good specials from time to time. EG:

    Cheese – 500g Anchor, 4.99. Saved 4.10 (finally prices are starting to come back down!)
    Griffins malt/wine/arrowroot biscuits – 2 for $3.50 (except you always have to buy both to get the discounted price, which can be a pain)
    Meadowlea margarine – 2 for $5. Saved 2.50
    Watties canned cooking sauces – 2 for $4.60. Saved 1.80
    Leaning Tower pizzas – 2.99 ea. Saved 2.70

    And CD are usually pretty good about scanning through the correct prices, too.

  • Downtown dining

    When I heard one of my best friends changed the venue for her 21st to a Viaduct restaurant – a Thai one, no less – I was wary.

    We all know what kind of, uh, patrons the Viaduct clubs are famous for. As for restaurants, they’re all overpriced and usually get mediocre reviews at best. Especially “ethnic” ones.

    tom-tom-gai

    It was a Friday evening. I’d left the house at 8am, been to classes, been to work, slashed on a bit of makeup and flipped my head upside down to try entice a bit of body into my pancake-flat hair. I was on time. No, make that seven minutes early. She’s notorious for being late to everything, and this time was no different. The six or so of us who got there on time waited 40 minutes for her. I was tired, hungry and grumpy. And stressed, of course, I’m always stressed. Did I mention stressed? This has seriously been the most stressful year of my life. Moneywise. Uni-wise. Flatmate, landlord, house, car, neighbourhood…you name it, it’s gone sour-wise. Except very, very few of my friends live in the real world. They live in the comfort of family homes, and as much as I love them, uni and family problems are the extent of their stress. They don’t understand what it’s like to actually be a grown up, for lack of a better expression. So I just try to smile, shrug and say I’m fine, because it’s a celebration and all. It’s not the place or time to launch into my woes, even if I wanted to. I don’t want to burst into tears or anything, so I keep quiet.

    Our table was long and thin and there must have been about thirty or so of us. I was the third to order. And I was, for some reason, second to last to receive my food. All I can think of is that soups must take a hell of a lot longer to make than other dishes. At least it was good, I’ll give em that.

    And then it came time to pay. She’d told us to bring cash, so I got out a $20 note and made sure I kept under my limit.

    Except that someone, somewhere had made the decision to split the bill EQUALLY.

    Fine. $20.43 is not that much more than $20, and my dish was (I think) $18 or $19.

    One of my dear friends duly paid her $20.40 in cash, and another kindly pitched in 40c for me.

    The waitress then pointed out that we were short and insisted on extracting a further 10c (no more 5c coins here) from BOTH of us.

    Never mind the fact that ONE SINGLE 10c would have covered BOTH of us for our 3c shortfall.

    No, they HAD to have that extra 7c from us both.

    It was seriously the last straw for me that day, and I had to walk away to take a brief timeout. Thanks to my friends who stumped up a further 10c on my behalf.

    Sorry, I know this is incredibly petty to whine about. But so were they for doing what they did. It’s really not the amount, it’s the principle of the matter, and that that was blatant overcharging for no reason. No two ways about it.

    Wasn’t planning on returning anyway, and definitely won’t again.

    Sorry, WangThai. You FAIL.

  • Mrs Micah had a fab post about “bragging and blogging” the other day. One of the things she said is that it can be tempting to put an overly-positive spin on things or filter what financial information you share with others. So true! When I spend money I know I shouldn’t have, I often don’t want to post about it. Or I might want to mention what I bought, but not the price. When things aren’t going as well as I’d like, I prefer to keep silent and not dwell on them (except for days I’m REALLY down in the dumps, in which case you’ll get posts like “pit of despair” and the like).

    It definitely is easy to write about things you’ve done right. Like having enough saved to pay for insurance, rather than just putting it on the CC.

    It’s not so easy to write about seeing your savings go down because you had to pay for a broken window to be fixed, or for ridiculously high class fees, or because your LL hasn’t paid his share of the bills (true!). Or the fact that putting $35 aside weekly to cover utilities just isn’t cutting it anymore – with price rises and our usage going up, we need more like $45. But have I put that into action? No.

    I’m just feeling very overwhelmed. I feel like a little cartoon character who just gets more and more crap piled on top of them, trying to hold it all up and keep it together. But I’m only one person and I can’t keep it up. I need some of these stresses to go away, and if that doesn’t happen and they just keep on coming, I am so due for a breakdown.

  • Birthdays

    I turn 21 in just over a month.

    21 is a big deal here. I don’t know why, it’s a societal thing. It’s not something I grew up with; it’s something I picked up during high school and the mania has only increased over the years, with the hysteria building to a climax this year. (All the ’88ers celebrating).

    I can’t believe that people go into DEBT for these things. An old flatmate of mine borrowed to finance a huge party in town for her 21st. And she didn’t even remember the occasion. Seriously??

    A couple of our friends had a lovely joint do last year at the golf club which cost a few grand. Lots of other people are hiring out bars and stuff and opening tabs and will no doubt spend at least a thousand dollars on all that kinda stuff. Even if I had that kind of money to spare, I wouldn’t do it! I would much rather travel somewhere, somewhere SUNNY and warm. It seems so wasteful and counterintuitive to blow that kind of $ on one night. i may be jaded from the fact that I’ve never really had a memorable birthday. It’s hard to have a special, enjoyable day in the depths of winter, especially on a budget. And as much as I love my girlfriends, they are, shall we say, flakey.

    I’m not sure what I’m doing on my birthday. It’s a Monday, and the day I start my two week internship. I wouldn’t mind going to a hotel (have been wanting to stay in a deluxe spa suite at the Duxton…something I love about hotel rooms, sheets and service) and having a nice dinner and a facial and massage. But jeepers, that alone would be well into the three digits! And I can’t justify that with BF out of work. I doubt my internship will be paid, given the economy…I think the interns last year received something, but I’ll be astounded if we get anything this time round. Seeing as I actually work there though, hopefully I can swing some paid leave so we don’t suffer too much then.

    What do you like doing on your birthday? Obviously, ideally, I’d like to be sunning myself in Fiji/Raro/Bali, but that’s about as likely as me being offered the role of Nightline news anchor. I’ll make do with pretty photos like these…

    FIJI-Fish-People

    FIJI-Resort

    Fiji-2

    (WHY do wordpress photos never line up properly when they publish?? And why isn’t my font the same?)

  • A full belly is a happy belly

    I’m sitting here rubbing my tummy with glee (sort of); I love when BF throws together epic meals like the one we just had!

    I should have taken a photo…grr. He made surf and turf with steak, prawns, mushrooms and onions (stir fried with a pinch of soy sauce) and a bit of KFC potato and gravy on the side (a weakness we both share…).

    Much as I loved the prawns, it was the mushrooms I wolfed down! One of my favourite fall back dishes was born from a desperate weekend brunch consisting of leftovers – toss in onions, mushrooms and canned tomatoes, and even better if potatoes can be incorporated somehow.

    We went to Countdown for the first time in a couple of months and made it out at $130. Which was pretty good considering what we bought – lots of meat, a few splurges and even some produce. This week we’re having nachos, chili, chicken giouvetsi, and fried cabbage.

    Standouts (in a good way): Cabbage half, 1.85; capsicum, 99c; 24 prawn cutlets, 5.03 (we don’t normally eat THIS well!!);500g brown sugar, 1.25; Nature’s Fresh bread, 2 for $5 (now we’re eating two loaves a week, I usually get name brand as there’s virtually always a 2 for $4 or 2 for $5 deal on); Select chilli beans, 1.59.

    Standouts (bad): “Breakfast” mushroom pack, 4.98; Raro, 1.79, Home brand milk 4.75 (thirty cents cheaper at PnS, get with it Progressive!!)