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Browsing tag: blogging

  • March 11, 2012

    The long road to reaching your goals

    Today marks the end of Women’s Money Week. I’m so chuffed to have made their Ultimate Blogger list – the highlight of my blogging journey to date for sure (except maybe the time I was nominated for Best International Personal Finance Blog).

    Confession: I’m currently teetering on the brink of another of my mini 20-something crises. For those of you with concrete and definite goals, though … push past the initial doubts and surge of fear. Nothing worth having comes easy, and if you really, truly want to make something happen, I promise you can.

    If you’re not happy with the life you’re leading, take a step back. Take time to reflect and articulate where you want to be, and work out how you’re going to get there. And maybe you’ll decide you’re not ready to take the next step yet – maybe the unhappiness isn’t outweighing the good right now – but if the balance tips, then you know what to do.

    Okay, I’ll bite. I’m thinking about leaving the country – either for a bit of a travel break, or to Australia for a while. I’ve talked about why I don’t think extended travel is for me before, but the itch is growing stronger. I’ve also talked about my lack of interest in a typical Kiwi OE, but if either T or I could land a decent job across the ditch (no visa requirements for NZ citizens) I think a change of scenery could do us good. Just little ideas brewing, for now…

    There’s been a bit of a backlash in the blogosphere recently against the concept of goals. I understand, and agree with, the argument against this new age where there’s a constant push for self improvement by a spate of happy shiny blogs (lifestyle design bloggers, mummy bloggers, etc) that lead us all to believe that everyone lives these magazine-spread perfect existences, when that’s simply not true. Life is hard, life is ugly – we all have relationship problems, health problems, money problems, even if we don’t broadcast them to the world on our blogs. This can be unhealthy. But blogs, like magazines, only tell part of the story. We know models get Photoshopped. And it should be obvious too, that our blogs only reflect certain aspects of our lives.

    But goals keep you moving, keep you hustling. Without a plan, it’s that much harder to get where you’re going – if you even know where that is.

    In my mind, the key is narrowing it down to the ones that really matter – zeroing in on the few priorities that really burn you up. Take it from someone who has a bunch of disparate interests: spreading yourself too thin results in burnout. If you really want to succeed, this is not the time to be a jack of all trades; this is the time to focus.

    And remember, the first step is always the toughest – but it gets easier from there on.

    This post is part of Women’s Money Week 2012. For more posts see the Goals and Taking Action Roundup

  • March 10, 2012

    Link love (Powered by feta cheese and an afternoon at the races)

    I’ve been a fan of MP Dunleavey since her MSN Money Days, and I’ve been signed up to Dailyworth’s daily alerts since about the start of the year.

    I have to say, I was disappointed when it came to open auditions for their Money Fix project.

    Enter if you’re saving for: a wedding, baby, home renovation or to pay off debt.

    Really?

    Career and financial advice for women is so painfully stereotypical on the whole already. I understand the need to have some formula for this installment, but how about saving for a big travel goal? To pay for a car in cash? To start your own business?

    Anyway. To the links!

    MONEY

    Be sure to check out this week’s carnival of personal finance; Sense to Save has done an awesome job of it, and my post on reaching budgeting nirvana is in there too.

    There’s a really interesting series at the Guardian, Voices of Finance – anonymous interviews with people who work in the banking industry.

    My Journey To Millions on the importance of knowing your ‘monthly nut’ – your regular fixed costs.

    Deena Dollars is the aunt you want. Here, she lays out how she plans to help pay for her brother’s offspring to get to university.

    How to spend your money after graduation, by, well, Money After Graduation.

    WORK

    Invest It Wisely asks: Where do you get shit done? (When it comes to sitting down and writing longer features, I’m most productive at home – so on print deadlines every other month I try to head home early on a few days to hammer stories out)

    At Fearful Adventurer, a reader asks for advice on quitting a career in accounting for taking a stab at boxing.

    LIFE

    I really enjoyed Ashley’s post, How to make people like you.

    Isaac Likes on what it’s really like to move to New York from New Zealand.

    FOOD

    Some neat ideas for cooking with eggplant, thanks to Eats by Anna.

    THIS. A ton of lunch ideas that don’t involve sandwiches at Stonesoup.

    Poor Girl Eats Well on farmer’s markets and government food assistance (here you just get paid money and buy your own food – no stamps, no restrictions).

    Happy weekends, all!

  • March 8, 2012

    How I FINALLY learned to budget: The long road to budgeting bliss

    How I learned to budget

    I’ve always been good with money. I got my first job – a paper round – at 13, making something like a whopping $80 a month, and saved every dollar I earned.

    I got my first real job in Year 11 at a cafe, working weekends. Then I decided I wanted to get an electric guitar, so I got another job at a call centre working weekdays after school. I worked constantly for months until I scraped together the $600 for my Ibanez and my amp, plus other paraphernalia like cords, a case, picks and the like.

    I moved out of home the following year and got by with barely $20 a week to spare, but I made it work.

    Then I – we – lost track a bit when T and I moved in together, throwing a car into the mix, along with other things. After a few months I sat down, went through our bank statements and was shocked to see what we were spending on food. (The first step to budgeting: tracking, and knowing what you’re spending.)

    Thus began some pathetic attempts at budgeting, stymied largely by variations in numbers. Income varied every week. Rent was the same every week, but all our other expenses varied. Plus of course, there are all the irregular expenses that crop up at the least opportune times. Cue head explosion.

    I would mock up beautiful budgets with colourful bars for each category. Breathless, I would log on after pay day and see how the numbers stacked up against the plan. Almost always, I would be thwarted, and give up yet again, thinking I could never make it work.

    Until one day I realised something very simple. The numbers fluctuated. And so should the budget. A budget is a living document that evolves as necessary.

    Instead of trying to make the money match my ideal budget every week, I needed to tailor the budget to that week’s numbers.

    Amazing, right?

    So simple, so obvious. Nonetheless, this was a major epiphany that cut through the fog.

    Did some overtime? That can go into savings.

    Lean week? Time to trim and eat in all weekend.

    The next step: figuring out how to handle those irregular expenses. I sat down and calculated what power, phone and internet was costing us, as well as less frequent payments like insurance, car registration and all those other bills. I added up an annual figure and divided that by 52. Every week, I put aside that amount into a subaccount, and then draw money from it as bills come due.

    Then simplify, simplify, simplify. Now that I’ve got a good system going, our expenditure in any one week is pretty predictable. Rent, groceries, petrol, bill money, and a little bit for fun – eating out, entertainment, etc. Done. It’s at the stage where I no longer budget, in fact, although I carefully track our spending every month.

    In my mind, budgeting bliss comes down to three steps:

    • Awareness – getting your head out of the sand about what you’re spending and facing up to the numbers
    • Action – doing something about it. Tackling debt, cutting back on frivolous spending, finding ways to trim your essential expenses
    • Automation – getting into a comfortable routine. Once this is second nature (I might even venture to use the term “autopilot”), you may not even feel the need to budget as such any more

    Need some more guidance? I like the 60% solution – a basic formula with suggestions for how much you should spend on various things:

    • 60% to Committed Expenses
    • 10% to Retirement.
    • 10% to Irregular Expenses
    • 10% to Long-Term Savings/Debt
    • 10% for Fun

    And if you’re after a budget spreadsheet, Budgets are Sexy has a handy list with a ton of free templates here.

    Are you a stringent budgeter, or more of a hands-off gal like me?

    This post is part of Women’s Money Week 2012. For more posts about budgeting see the Budgeting Roundup

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  • March 6, 2012

    The long road to financial harmony

    HOW TO FIND FINANCIAL BALANCE WITH YOUR PARTNER

    Financial nirvana. Does it it exist?

    I’m not sure, but I can tell you that no two people handle money the exact same way, and being on a different page from your partner is a recipe for teeth-gnashing and tears.

    However you handle finances – joint accounts, separate, or a mix; equally, or with one person handling the bulk of the admin – reaching some basic agreements about money management is so important. Think along the lines of:

    • how you’ll each contribute to expenses
    • how you handle debt
    • how you’ll save for big goals
    • how much is okay to spend without consulting the other person
    • how much is reasonable to spend on (fill in the blank – could be clothing, food, video games, whatever)

    T and I kind of fell in the deep end with joint finances early on in our relationship. We moved in together, he started a new job and didn’t have a bank account of his own, so organised to be paid into my account. I also started university, we bought a car, and generally had more cash than we’d ever had – but vehicle expenses, getting T set up with the basics for work and life, and letting the extra income go to our heads (mainly to food, actually) meant we struggled a lot.

    Pretty early on, our wildly different money personalities became evident. I’ll be honest, it wasn’t easy. But I don’t think it would have been any easier if we’d delayed it. Heck, it might have been even worse, if he’d been left to his own devices.

    I can’t tell you when you should have the “money talk” with your partner, or what kind of financial system you should set up. Heck, some people go all their lives without knowing how much their significant other earns. Separate finances make total sense if both parties already have a good thing going individually and don’t mind splitting everything (personally I’d get fed up with all the calculations; do I really want to be keeping track of who last bought toilet paper .. or, later down the track, diapers for our little bundle of anxiety?).

    We went all out early on, but I’ve since refined it so that T has his own separate savings account and his own allowance/spending money every week: proof that joint finances can work even when one is a saver and one a spender. Whether we’ll combine savings fully once we get married remains to be seen, but I think we’ll always maintain some kind of husband fund for him to save up for toys – a bigger motorbike, a project car, etc. (Plus of course, even if both parties have access to the joint accounts, it can be nice to have a pot of your own.)

    What if it all goes pear-shaped?

    I suppose that’s a big one in favour of separate accounts. It’s true, nothing in life or love is certain. But if you have any sense (and I know my readers do) you wouldn’t be meshing funds unless you were pretty serious. Making a personal and emotional commitment to another human being is also a financial commitment, and for some couples that lends itself to joint bank accounts.

    Caveat: if I was a celebrity, I definitely wouldn’t. Nor would I fail to get a prenup and I sure as hell would not change my surname. I know every celeb thinks their marriage will be different, but the odds are heinously against you.

    Seriously though, while I would not recommend mixing finances as early as we did, I’m happy with how it turned out. We’ve settled into a semi-blissful groove, and if we ever split, it’s decided: he takes the TV, food processor, microwave, and his motorbike; I get the bed, laptop and car.

     

    This post is part of Women’s Money Week 2012. For more posts about relationships and money, see the Relationships and Money Roundup

  • March 3, 2012

    Link love (Powered by spontaneity and scribblings)

    NZMuse - Link love roundup with awesome reads from the week

    We all have a story that we use to define ourselves.

    Mine used to be that I moved out of home very young. Mine is of independence and bootstrapping.

    I’m not sure what it is now, though. Is it one of a continual quest for balance? Is it one of teetering on the brink of a quarterlife crisis? Is it just Or is it just living a quiet, largely content life? Or is that not punchy enough?

    Tell me, what’s your life arc?

    MONEY

    Kiwis take note: Taxpayers will no longer be able to file tax returns only when they are due a refund from the IRD, under proposed changes being considered (a loophole that I as a taxpayer wholeheartedly condone, but accept you can’t have your cake forever).

    Cook like a peasant, save money, at Get Rich Slowly.

    When a house becomes a prison – StacFace offers insights into the life of an underwater homeowner.

    10 ways to feel rich via Yes and Yes.

    WORK

    At Brazen Careerist, first job tales from some A-list bloggers.

    Amazeballs headline, even better post, at Make a Living Writing. How to get great blogging clients, even if you’re a teenage Nigerian.

    What’s it like going back to corporate life after entrepreneurship? Interesting column here.

    Afford Anything on the 10 laws of career reinvention.

    I love reading about other people’s workdays. Makeunder My Life shares her routine here.

    Interview questions you need to master, by Untemplater.

    Looking to launch a side hustle? Cordelia tell you what you’re really in for.

    Via the Wall Street Journal, cool insights into the serious biz of waitressing, including neat tricks like why you always hand the dessert menu quietly to a parent. (I was a terrible server, myself. And personally, I’m one of those people that says my meal was “okay” when really I’mn disappointed because I can’t bring myself to say so to someone’s face)

    One to reference should I jump on the novelling bandwagon in the future. How to find time for fiction when you already spend all day writing, by Dollars and Deadlines.

    Another cracker with food for thought from Study Hacks. Can I be happy as an investment banker? The difference between pursuing a lifestyle and following passion.

    From Musings of an Inappropriate Woman: Why writers shouldn’t write off trade magazines (need proof? How about potential overseas travel? Granted, that’s pretty rare, but…)

    LIFE, etc

    Five awesome tips for getting a better start to your day, via Dumb Little Man.

    Sandy asks: Would you steal food for your family if you were desperate?

    Too many interests (Um, yes!) Leo at Zen Habits shares how he’s fitting in all the things he’s learning.

    A must-read take on the copyright grey areas of Pinterest by a lawyer-slash-photographer who’s quit the site.

    To get ahead, do one small thing at a time, via Budgets Are Sexy.

    Daisy lists four ways to hold yourself back if you’re a woman.

    FOOD

    Stonesoup has some great suggestions for getting out of a breakfast rut (I definitely am – can’t wait to try some of these recipes).

    The Joy of Caking promises this is the easiest mac and cheese you’ll ever make.

    And finally, don’t miss:

    This week’s Carnival of Financial Camaraderie at Canadian Finance Blog! I’m in there arguing that student life ain’t meant to be easy.

    Or the Carnival of Personal Finance at Girls Just Wanna Have Funds, where I’m seriously chuffed to be an editor’s pick with my ramblings on career and earning dynamics in relationships.

  • February 29, 2012

    My blogging footprint

    My history dabbling in the management and running of websites dates back to the turn of the century.

    I had an S Club 7 fan site hosted on homepage.com. I was actually pretty proud of it. I had a wicked nav bar which changed colour as you rolled over the menu buttons (I stole the CSS off another site and tweaked it), a Bravenet hit counter, guestbook, photos, lyrics to every single song of theirs and MP3s for downloads.

    Shit, copyright holders would have had a field day back in this wild west of content. I honestly don’t remember where I got all those image, music and video files that I linked to – presumably off various other S Club 7 sites without a thought to rights. That’s how things were.

    I think I also had a Tripod site (simply because I recently got an email from Tripod – who knew they were still around?) and a Geocities page on which a friend and I posted parodies to songs that we made up during classes.

    I occasionally blogged on Bebo, and in 2008 on a whim started up this WordPress blog here during downtime at my part time job. I picked WordPress because I liked the look of it better than Blogger (a good choice) and my username back before “musings” became passe, with my initial in front (twice for good measure. I have no love for e.e. cummings but I do think that’s an awesome moniker).

    I’ve also got another two WP blogs – one I set up when T and I were flathunting in an effort to boost our chances, and one that’s not search-engine indexed that was meant to serve as my professional site, where I keep links to my best stories and such. Were I to get laid off, I’d whip that all into shape (possibly merging it with this blog to take advantage of its longevity).

    But that’s not all. I’ve got a Posterous blog languishing, which was my first attempt at setting up a professional blog/website/portfolio, and lasted maybe two months.

    And I’ve got my Tumblr, where I post photos from Project 365, reblog cool shit and share other snippets from life. I have to say, though, I’ve seen some awesome fully functioning websites built on Tumblr, and if I was starting from scratch today I’d be very tempted to make Tumblr my platform.

    And slightly off topic, my writing itself dates back to the age of about 13-14, when I scored my first blogging gig (back before the word existing) writing an online “diary” for possibly the first women’s oriented online mag here. That, and all the other niche sites I went on to write for, have now gone through many incarnations and those words have been dispensed into the web’s graveyard, for which I am partially thankful.

    My digital path is a bit of a wasteland. I should probably get around to cleaning up the litter of my abandoned footprints.

    What does yours look like?

  • February 18, 2012

    Link love (Powered by sniffles and feminist reads)

    The gods have really had fun this week, from my viewpoint.

    Rain sun, rain sun, rain sun. That’s how it goes in Auckland, and this week definitely took it to extremes. But then, A WATERSPOUT?

    Meanwhile, pretty much everything I had planned for this week went kaput. A meeting room I booked didn’t pan out as the previous meeting in there ran overtime. An interviewee didn’t pick up the phone at our scheduled time. Got sick. Planned to work from home. Went to bed early to try get a jumpstart on recovery, woke early in the morning to a crashing sound, and later woke again to a knock on the door where a linesman informed me that a car had taken out the power pole across the street and consequently we would be without power for the rest of the day. No power, no internet, no working from home. Thunderstorms stopped us from going to Movies in Parks to see the King’s Speech (there’s no shortage of outdoor film screenings lately, especially with Silo Park coming onto the scene, but Auckland is about the worst city to hold them in. I’ve managed to make it to ONE in the past few years, between weather woes and ignoring films I don’t want to see). And my sudden bout of summer flu stopped me attending a conference I’d been planning to go to.

    On the plus side, I ended the week with some unsolicited praise/feedback that in my weakened physical state, nearly brought me to (happy, appreciative) tears.

    MONEY

    Valentine’s Day sparked a ton of posts on the role of money in love and relationships. I liked Serendipity’s take on financial love lessons learned over the years.

    At Totally Money, some handy tips on managing cashflow as a freelancer.

    Daisy asks: Are you spending your money on things that actually enrich your life?

    WORK

    Don’t self-sabotage – here’s Alison Green (aka Ask a Manager) with a myriad of ways to get a job offer retracted.

    Save time with canned Gmail responses, says Alexis Grant.

    At Pink Slipped, three reasons your boss probably hates you.

    LIFE

    Carrie Actually shares the story of meeting her fiance on eHarmony.

    Aloysa lists the things nobody ever told her about America.

    Paranoid Asteroid ruminates on the life she has vs the life she thinks she’d like to have.

    A timely post for me – Just a Titch on looking forward, not looking back.

    FOOD

    Lemon scented biscuits! I’ve been meaning to make these, but have barely been able to eat takeaway wonton soup and make toast in my current state.

    Braver souls than I might try Closet Cooking’s raspberry cheesecake but I’m pretty sure I can manage thai chilli chicken pizza.

    Pasta with potatoes and cabbage – it’s all about comfort eating at Not Eating Out in New York.

    Also see mushrooms and gorgonzola with gnocchi at Wandering Food Lover.

    And finally, I have a guest post up at Twenties Hacker on how to rock an internship. Head on over to check it out.

  • February 11, 2012

    Link love (Powered by gravel roads and introspection)

    This is Tane Mahuta, the largest kauri tree ever and a few thousand years old.

    Have to say, heightwise, it wasn’t all that impressive – but at something like a 13-metre girth, that is one doublewide tree. Pity there’s no track circling the perimenter – that would be fun to run around.

    Last weekend was a whirlwind around the north. Kai Iwi Lakes (not as impressive as I hoped. Possibly because it was an overcast day?) where my friend and I went for a quick dip and attempted to get on the water swing. Yes, there was a pair of swings situated out in the big lake. You would never see that in Auckland. Sadly, we both lacked the upper body strength to hoist ourselves up properly – and the boys opted to stay on dry land. We settled for flopping briefly like planks on the seats before sliding back off amid uncontrollable fits of laughter. Then a series of other beaches, never actually staying very long at one – again, the weather, and also because our hosts apparently don’t like to stay put in one place.

    How’s that for a secluded beach?

    Now, before we get to the links, be sure to head on over to Daisy’s blog. Why? My Friday Five confessions post continues to be one of my most popular (and most commented on) of all time. So I’m pleased to share a bit of a redux, this time as a guest on When Life Gives You Lemons.

    WORK

    Michelle Minkoff offers some lessons learned on being a great mentor.

    Molly’s boss – aka, the son – doesn’t like to wear pants.

    Lisa’s Foods shares four lessons learned from working retail.

    Susannah Breslin’s tips for getting started as a freelancer.

    A Yes and Yes reader special on giving up a lifelong career dream.

    Financial Samurai outlines the upsides of being average.

    MONEY

    Melissa Wilson explains how she made it through university debt free.

    Finding financial accord as a couple, via Bucksome Boomer.

    Prairie Eco Thrifter on the economics of choosing vacation days.

    LIFE

    Well Heeled is bang on with all her observations about the traps of adult life.

    An outstanding APW post on families, surnames and all that jazz. I can totally relate to everything in this post, except the coin toss part (I’m at the stage where I am happy for our kids to have his name – I don’t care about that – but I’m keeping my own).

    Fabulously Broke outlines a bunch of great waysto make old clothes look new.

    There will always be someone out there better than you. And that’s okay. Via Yes and Yes.

  • February 5, 2012

    Link love (Powered by bike rides and Brandon Boyd)

    I have two February food resolutions:

    • Put more salt on my food. Cramps suck.
    • Eat more salads for lunch. Am spending too much time standing over a stove.

    In other news, I saw Incubus live this week and have no regrets. Here’s a review that more or less sums it up perfectly.

    I’ll admit, I don’t listen to the radio anymore, and haven’t for years, so I knew nothing about their new album. Turns out I really like one of the songs – Isadore – which I had to identify the next day off this set list.

    My only complaint lies with the audience, not the band. I honestly think I may prefer dealing with rough, pushy guys at the kinds of gigs I’m used to.This time around I had to contend with getting hair in my mouth from the girl in front of me, and several other girls piercing my eardrums with their constant shrill screams.

    The gig itself was somewhat stripped back, almost intimate. Definitely a concert and not a show (unlike the Foos). That said, they have plenty of powerful songs as well as mellow ones. Opener Megalomanic and closer Wish You Were Here were suitably explosive, as was one of my favourites, Anna Molly. Then there were the likes of Pardon Me and Love Hurts, and oldies Drive and Are You In which really took all of us back.

    I could only have wished for Agoraphobia, my fave song (but I don’t think it was a single), and maybe Talk Shows on Mute, which I used not to like but has grown on me since I started learning to play it. (Speaking of which, I went right home and successfully learned Drive, which was quite satisfying considering I still remember trying and failing on my chunky acoustic when I first started playing six years ago).

    End ramble.

    WORK

    At Kalzumeus, a long read (but worth a skim) on salary negotiation, with a special focus on engineers.

    Overcoming Bias voices something I wonder about – fresh grads straight out of business school going into consulting companies with no actual experience.

    Business for Good explains how to network via Facebook.

    Teacher Finance lays out the pros and cons of the job.

    Carol Tice breaks down how to earn six figures as a freelance writer.

    Don’t count on making a career out of social media, at Zombie Journalism.

    Fabulously Broke tackles the blue vs white collar tension and points out that it’s a symbiotic relationship.

    MONEY

    Automating savings on an irregular income, at Get Rich Slowly.

    Everyday Minimalist asks: Why do you buy?

    Thousandaire on financial behaviours that piss him off, and why you should write off your charitable donations  (Totally agree. I ended up saving my tiny tax refund from my charity donations late last year because it was a tight month, but ended up making a big donation last month, so really I think it evened out.)

    FOOD

    Love it! Uncooking – a super simple way to plan meals, at Stonesoup.

    I probably won’t make these potato chip cookies but am intrigued nonetheless…

    And Minting Nickels shares her favourite pizza dough recipe.

    LIFE AND EVERYTHING ELSE

    When should you be airing your complaints on social media? Via Grow.

    At Small Hands, Big Ideas, some handy online tools for almost everything in life (see my favourite apps here)

    Kyla Roma shares some insights into making and keeping goals.

    At 20 and Engaged, some suggestions for practical wedding favours.

    Twelve ways to tap into your inner bliss, by Jenny Blake.

  • January 29, 2012

    Link love (Powered by houseguests and popcorn)

    Three totally random thoughts on money:

    • Funny how you stop taking notice of minimum wage once you’re past that threshold. How you stop caring. In fact, maybe you would like it to stay that way because the higher it gets, the less your rate seems.
    • Gangs are the corporates of the underworld. Those at the top are untouchable and keep their hands clean while their worker bees are not that different from cogs in the corporate machine.
    • It feels like I’ve been tracking my spending for ages, but it’s only been two years. Thinking back to when I started tracking my spending religiously, I wonder what I would do today if ASB (one of the most forward thinking banks in the country, IMO, along with BNZ) had not introduced the Track My Spending tool at just the right time. I remember the first time I decided to sit down and calculate our spending in late 2007; I literally printed out statements, marked them up and busted out a calculator. 2008 brought on time of struggle as T was laid off; a household consisting of one student and one unemployed person does not make for financial stability or comfort. Then tracking came along just as I graduated, started working and really started getting ahead.

    MONEY

    Two very personal money stories, shared by Adam at Man vs Debt.

    Krystal explains why a line of credit shouldn’t be your emergency fund.

    What is the most amazing thing you’ve done with money? Fabulous Broke wants to know.

    Little Miss Moneybags lists money habits that make her feel either frugal or broke.

    Katie Going Global explains how she financed her career break.

    At Cracked, five stupid habits that growing up poor engenders (echoes my post here).

    WORK

    Three reasons not to go back to university, by She Bloggs.

    Tips for being a great mentor, at Intuit.

    Financial Samurai says even millionaires find it tough to quit their jobs, and at Untemplater, argues that you shouldn’t be in a rush to join the real world.

    One teacher wonders what’s become of her past students, at Red Lips and Academics.

    Girl with the Red Balloon has a potential new job in the works – but it’s not a clearcut decision.

    At Grow, why every job seeker should be blogging.

    Ms Career Girl asks if you’ve been depositing into your ‘social bank account‘ lately.

    LIFE

    Thoughts on living life and leaving a legacy, at Stratejoy.

    Are you backing up your blog, self-hosted types? If not, Geek in Heels has some tips.

    Untemplater walks us through what to do when you’ve lost your wallet.

    Cordelia reminds us to take things as they come and not play the result a moment too soon.

    And lastly, a beautiful post by Andrea on the things her son has taught her.

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